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SECURE 2.0 Act Legislation Includes Significant Changes to Individual Retirement Accounts

Late last year, Congress enacted a sweeping set of new retirement savings rules. The SECURE 2.0 Act of 2022 (SECURE 2.0), included as part of the Consolidated Appropriations Act, 2023, builds on the significant retirement...more

Bridging the Retirement Gap: Crack the Nest Egg Before Taking Social Security

Hiding in plain sight is a simple, low-cost, and effective tool to meaningfully increase retirement income: newbie retirees should live off their 401(k), individual retirement account (IRA), or other savings and delay taking...more

An Overview of Legal, Regulatory and Plan Design Considerations for States

Americans are facing a retirement crisis. The foundation for building a secure retirement — Social Security, employer-provided pensions, and personal savings — has been weakened because most private sector companies no longer...more

The Myth of the Average Retiree: Helping Employees Prepare for an Unknown Future

A person with one foot in a bucket of ice water and the other in a bucket of boiling water is, on average, comfortable. So it goes with retirement planning. Historical averages are used, since the future is unknown, to help...more

7/31/2013  /  Retirement , Retirement Plan
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