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New Jersey Law Requires Insurers to State Whether Business Interruption Policies Cover Global Virus Transmission, Pandemic...

On May 12, 2021, New Jersey Governor Phil Murphy signed into law a bill requiring insurers to go on record as to whether their policies, which provide coverage for the loss of use and occupancy and business interruption,...more

The Complex Insurance Coverage Reporter – December 2020

With the COVID-19 pandemic and government stay-at-home orders came an unprecedented number of claims for business interruption coverage under first-party property policies—and the inevitable coverage litigation over those...more

California Business Interruption COVID-19 Coverage Bill: A New Twist to Proposed State Legislation

On July 2, 2020, an amended California Assembly Bill 1552 (Bill 1522 or the bill), which relates to commercial business interruption coverage of insured businesses during the ongoing COVID-19 pandemic, was referred to the...more

Pennsylvania Joins the Fray: Legislature Introduces Bill to Force Insurers to Pay for COVID-19-Related Business Interruption...

On April 3, 2020, following in the footsteps of New Jersey, Ohio, New York, Massachusetts and Louisiana, Pennsylvania’s legislature introduced House Bill 2372, “[a]n Act providing for insurance coverage for business...more

“Direct Physical Loss or Damage”: The Gatekeeper to Property Insurance Coverage and COVID-19

Commentary on insurance coverage for businesses in the wake of coronavirus (COVID-19) has largely, and unsurprisingly, focused on business interruption losses, civil authority provisions, and virus exclusions. However, to get...more

COVID-19: The Real Operation of New Jersey's Proposed Insurance Legislation

The New Jersey legislature recently introduced a bill designed to compel insurance companies to pay some business interruption claims arising out of the coronavirus. The law’s drafters are aware that, to do so, they are...more

New Jersey’s Proposed COVID-2019 Business Interruption Insurance Legislation Fails to Socially Distance Itself From Constitutional...

Without question, the Coronavirus disease 2019 (COVID-19) has caused a world-wide pandemic and paralyzed the United States economy in the first quarter of 2020. Many businesses have been forced to shut down or modify their...more

First Coronavirus Coverage Suit Filed For Business Interruption

It wasn’t a question of if, but when. And the wait wasn’t long. Yesterday's suit was filed in a Louisiana state court by a restaurant seeking a declaration of coverage for coronavirus-caused losses under a business...more

ISO Excluded Coronavirus Coverage 15 Years Ago

The coronavirus is contagious. The same can be said of articles, penned by coverage lawyers, addressing the potential availability of insurance for losses tied to the pandemic. We've lost track of how many we've seen....more

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