Home State Definition — Surplus Lines 360
The Standard Formula Podcast | Insurance Down Under: Analyzing Prudential Solvency Regimes in Australia and New Zealand
Things Every Policy Needs — Surplus Lines 360
Broker Licensing — Surplus Lines 360
The Standard Formula Podcast | South Korea in Focus: Analyzing One of Asia’s Most Dynamic Insurance Markets
Direct Procurement — Surplus Lines 360
Financial Responsibility in the Surplus Lines Market — Surplus Lines 360
Demystifying Surplus Lines Group Insurance — Surplus Lines 360
Understanding the Surplus Lines Broker’s Role: Key Responsibilities and Regulatory Insights — Surplus Lines 360
Introducing Surplus Lines 360
Flood remains compliance challenge
The Standard Formula Podcast | Assessing Prudential Solvency Regimes in the Middle East
The Standard Formula Podcast | Assessing Prudential Insurance Regulation in Japan
The Standard Formula Podcast | Unpacking the IAIS’ Adoption of the Insurance Capital Standard
The Standard Formula Podcast | The SFCR and Other Public Reporting: A Solvency II Cornerstone
The Standard Formula Podcast | Bermuda Monetary Authority Proposes Enhancements to its Regulatory Regime
The Standard Formula Podcast | UK Government Announces Post-Brexit Solvency II Reforms
Podcast: Discussing the 2022 Regular Legislative Session with Beth Vecchioli
On March 23, 2026, the Producer Licensing (D) Task Force (“PLTF”) met at the Spring 2026 US National Meeting of the National Association of Insurance Commissioners (“NAIC”). In addition to routine matters, such as adoption of...more
The Reinsurance (E) Task Force (“RTF”) of the US National Association of Insurance Commissioners (“NAIC”) held a virtual meeting on March 2, 2026 in lieu of meeting in person at the NAIC Spring 2026 National Meeting. In...more
A summary of the important professional liability topics by our expert team members for the first quarter. USPS POSTMARK PROCEDURE CHANGE- The U.S. Postal Service has implemented a significant operational change that...more
The Natural Catastrophe Risk and Resilience (EX) Task Force (the “NCRRTF” or the “Task Force”) of the US National Association of Insurance Commissioners (“NAIC”) met on March 24, 2026 at the NAIC’s Spring 2026 National...more
Insurers should note that environmental regulations designed to protect against releases from fuel distribution Aboveground Storage Tank (AST) systems, as defined under EPA 40 CFR Part 112, are less stringent than the...more
At the Spring 2026 National Meeting of the US National Association of Insurance Commissioners (“NAIC”) in San Diego, California, the Executive (EX) Committee and Plenary held a meeting on March 25, 2026, in which they adopted...more
Artificial intelligence ("AI") is reshaping risk across industries, raising serious potential insurance coverage implications. ...more
The working group and catastrophe subgroup advanced multiple Risk Based Capital (RBC) initiatives, including separating hurricane and earthquake PR100 experience, adding wildfire to the RBC Catastrophe Risk Charge (Rcat) with...more
The Pharmacy Benefit Management (PBM) Working Group is moving toward a more robust, standardized PBM examination and oversight framework—expanding focus to affiliated entities (like GPOs), pricing/rebate pass-through, network...more
On March 31, Ben Slutsker, chair of the National Association of Insurance Commissioners’ Life Insurance and Annuities Illustration Working Group, made clear that “it is a go” to “address annuity illustrations, and...more
In recent years, ceding companies and reinsurers across major jurisdictions around the world have faced increasing scrutiny from insurance regulators regarding the use of cross-border asset-intensive reinsurance (“AIRe” or...more
From March 22–25, the National Association of Insurance Commissioners (“NAIC”) held its 2026 Spring National Meeting in San Diego, California. During the meeting, the Innovation, Cybersecurity, and Technology Committee, along...more
Following the wildfires of recent years, many states west of the Mississippi River have considered (and multiple states have now adopted) legislation to limit the liability of utilities for bodily injury and property damage...more
In 2026, the NAIC Life Insurance and Annuities (A) Committee, chaired by Iowa and vice chaired by Michigan, is largely focusing on annuity sales practices, including annuity buyers guides, suitability, and annuity...more
In the eighth episode of our Surplus Lines 360 series, John Emmanuel and Zachary Lerner explore the definition of “home state” under the Nonadmitted and Reinsurance Reform Act (NRRA) — how it applies, the complexities of...more
The Jersey Mutual Insurance Society (Transfer) (Jersey) Law 2026 (Law) provides a bespoke legislative framework to support the modernisation of Jersey Mutual Insurance Society (Jersey Mutual), Jersey’s only insurance society...more
On the latest episode of "The Standard Formula," host Rob Chaplin is joined by colleague Connor Williamson to provide a comprehensive overview of the prudential solvency regimes of Australia and New Zealand. During the...more
Florida Insurance Guaranty Association v. Alfredo Ramos, No. 3D24-1003 (3d DCA January 14, 2026). In a January 14, 2026, opinion, the Third District Cout of Appeal considered whether Florida Insurance Guaranty Association...more
The Kidwell Group LLC dba AQA aao John Fortner v Citizens Property, Case No. 5D2024-1843 (December 19, 2025) - The Fifth District Court of Appeals rendered a decision further upholding the requirements set forth within...more
As cyber operations increasingly intersect with geopolitical conflict, legacy insurance exclusions are being put to the test. In this episode of The Cyber Periscope, Pam Signorello sits down with Jessica Gallinaro to unpack...more
A proposed new law being considered by the Oklahoma Legislature this term is House Bill 2933, containing, among other things, the “Homeowner Claims Bill of Rights.” HB 2933 also establishes certain civil penalties for the...more
On March 18, the FHFA announced that Fannie Mae and Freddie Mac (i.e., the enterprises) would remove and revise certain homeowners insurance and condominium project review requirements across their respective selling and...more
The Statutory Accounting Principles (E) Working Group of the National Association of Insurance Commissioners exposed several key proposed changes to statutory accounting at its meeting during the NAIC’s Spring National...more
As more insurers integrate aerial imagery into underwriting, rating and claims workflows, state insurance departments are responding with a growing body of guidance. While each insurance department bulletin reflects local law...more
The Louisiana Supreme Court ruled on March 6 that an unconditional payment on a first‑party property insurance claim interrupts prescription, Louisiana’s term for a statute of limitations. This ruling could extend the time...more