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Increased PPP Eligibility for Larger Nonprofits

On March 11, 2021, President Biden signed into law the American Rescue Plan Act of 2021 (the Rescue Plan) – a $1.9 trillion economic relief package. The Rescue Plan allocated an additional $7.25 billion to the Paycheck...more

Troubling PPP Update: SBA Intends to Require Borrowers with Loans Over $2 Million to Complete a New Loan Necessity Questionnaire

The Small Business Association (SBA) has circulated Paycheck Protection Program (PPP) loan necessity questionnaire forms that it intends to require borrowers with PPP loans in excess of $2 million to complete. It is expected...more

SBA Further Clarifies PPP Forgiveness Rules and Procedures

The U.S. Small Business Association (SBA) issued new guidance on June 22, 2020, providing further clarity to the Paycheck Protection Program (PPP) loan forgiveness process....more

Congress Approves Major Changes to the Paycheck Protection Program, But Questions Remain

On June 3, 2020, the Senate passed the Paycheck Protection Program (PPP) Flexibility Act of 2020 (the Flexibility Act) by unanimous consent. The Flexibility Act has received large bipartisan support and President Trump is...more

All You Need to Know About the PPP Loan Forgiveness Application (Updated)

The U.S. Small Business Administration (SBA) recently issued the Paycheck Protection Program (PPP) Loan Forgiveness Application (the Application) along with an Interim Final Rule on Loan Forgiveness (the Forgiveness Final...more

All You Need to Know About the PPP Loan Forgiveness Application

The U.S. Small Business Administration (SBA) recently issued the Paycheck Protection Program (PPP) Loan Forgiveness Application (the Application). Available here, the highly anticipated Application provides important...more

SBA Authorizes PPP Loan Increases for Certain Partnerships

The U.S. Small Business Administration (SBA) issued guidance on May 13, 2020 which authorizes lenders to increase the amount of Paycheck Protection Program (PPP) loans previously disbursed to partnerships that did not have...more

SBA Updates Key Guidance on Good-Faith Certifications Concerning the Paycheck Protection Program

As detailed in our previous information memo available here, the U.S. Treasury Department issued guidance on April 24, 2020 providing safe harbor for borrowers that may not have satisfied the required good-faith certification...more

The “Uncertainty” of the Paycheck Protection Program Economic Uncertainty Certification

One of the seminal programs under the CARES Act is the forgivable Paycheck Protection Program (PPP) loan fund, which has been reported on in depth over the past month. For details on the program and its forgiveness...more

April 23 Update: Financial Assistance for Health Care Providers 

As noted in our prior memos from April 1, 2020 and April 10, 2020, the CARES Act included $100 billion for eligible health care providers, $30 billion of which has been delivered to Medicare-enrolled hospitals and providers....more

Summary of Federal Relief Loans Available to Large and Mid-Size Businesses Amid the COVID-19 Pandemic

The Coronavirus Economic Stabilization Act (the Stimulus Act) was established as part of the CARES Act. The Stimulus Act authorized two loan programs for large and midsize businesses: 1) the Main Street Lending Program...more

Update: Paycheck Protection Program Guidance on Eligible Self-Employed Individuals and Inclusion of Partners/Members in...

On April 14, 2020, the Small Business Association (SBA) issued an Interim Final Rule providing guidance on the CARES Act Paycheck Protection Program (PPP) and eligible self-employed individuals....more

Approval of Medicare Accelerated Payments to Health Care Providers Begins

As noted in our prior memo from April 1, 2020, as part of the CARES Act, the Medicare Accelerated Payment Program (Program) was expanded. In an effort to provide financial support to health care providers during the current...more

Paycheck Protection Program Will be First-Come, First-Served

The U.S. Small Business Administration (SBA) issued an Interim Final Rule with respect to the Paycheck Protection Program (PPP) loan. In this rule, the SBA confirmed that the PPP loan applications will be processed on a...more

Financial Assistance for Health Care Providers

The Coronavirus Aid, Relief, and Economic Security Act (the CARES Act) provides financial assistance for businesses impacted by the COVID-19 pandemic. In addition to the assistance available for small businesses discussed in...more

UPDATE: Small Businesses May Apply for the Paycheck Protection Program Starting Friday, April 3, 2020

April 1, 2020 By: Elizabeth L. Lehmann, Kate Chmielowiec, and Jeffrey B. Scheer The Department of Treasury has announced that eligible small businesses will be able to apply to the CARES Act Paycheck Protection Program (PPP)...more

Summary of Federal Relief Loans Available to Small Businesses Amid the COVID-19 Pandemic

Small businesses face unprecedented and unique financial difficulties in wake of the COVID-19 pandemic. This Information Memo provides a comprehensive summary of three main relief programs that may be available to small...more

What to Expect in the CARES Act

Earlier today, the House of Representatives passed and President Trump signed the Coronavirus Aid, Relief and Economic Security Act or the CARES Act (the Act). The Act provides certain relief for businesses and individuals...more

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