Back in the summer of 2015, we published a popular post on “Qualified Written Requests,” or QWRs, which are written requests by borrowers under the Real Estate Settlement Procedures Act (“RESPA”) for information relating to...more
On June 30, 2016, the Consumer Financial Protection Bureau (“CFPB”) released the twelfth edition of its Supervisory Highlights report (“Report”), which focused on supervision work completed between January and April 2016. The...more
7/26/2016
/ Automotive Loans ,
Citibank ,
Civil Monetary Penalty ,
Consumer Financial Protection Bureau (CFPB) ,
Corrective Actions ,
Debt Collection ,
Dodd-Frank ,
Electronic Fund Transfer Act ,
Enforcement Actions ,
Fair Lending ,
False Statements ,
FDCPA ,
HMDA ,
Mortgage Loan Originators ,
Payday Loans ,
Regulation C ,
Regulation E ,
Regulation Z ,
RESPA ,
Restitution ,
UDAAP
Corporate defendants are entitled to the protections afforded by statutes of limitations, which bar claims for conduct long-past and are “vital to the welfare of society.” See, e.g., Gabelli v. S.E.C., 133 S. Ct. 1216, 1221...more
Homeowners who are contemplating or actively engaged in litigation regarding a residential mortgage loan are increasingly taking advantage of a provision of the Real Estate Settlement Procedures Act (“RESPA”) whereby a...more