On March 16, 2020, California Governor Gavin Newsom released an Executive Order (N-28-20) aimed at protecting renters and homeowners from losing their homes or suffering further financial hardship as a result of the COVID-19...more
4/2/2020
/ Coronavirus/COVID-19 ,
Department of Business Oversight ,
Eviction ,
Executive Orders ,
Financial Institutions ,
Foreclosure ,
Governor Newsom ,
Homeowners ,
Moratorium ,
Mortgage Lenders ,
Mortgages ,
Rental Property
On Oct. 19, 2016, the Ninth Circuit held that merely enforcing a security interest is not “debt collection” under the federal Fair Debt Collection Practices Act (“FDCPA”). In so holding, the Ninth Circuit disagreed with...more
10/28/2016
/ Appeals ,
Debt Collection ,
Default ,
Dismissals ,
FDCPA ,
Foreclosure ,
Mortgage Lenders ,
Notice of Default ,
Perfected Security Interest ,
Reaffirmation ,
Split of Authority
The California Homeowner Bill of Rights (“HBR”) goes into effect on January 1, 2013. The HBR revamps California’s non-judicial foreclosure statutes granting borrowers additional rights. It was designed to correct perceived...more