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COVID-19: Policyholders’ Claims Against Insurers Get Boost After FCA Test Case

The UK Supreme Court issued a policyholder-friendly decision earlier this year on the Financial Conduct Authority’s business interruption test case. The judgment will apply to policyholders’ claims on a case-by-case basis....more

Supreme Court Provides Further Example of Narrow Construction of Exclusion Clauses in Insurance Policies

The UK Supreme Court handed down its judgment on 23 April 2021 in Burnett or Grant v International Insurance Co of Hanover Ltd [2021] UKSC 12, which arose within the context of a “deliberate acts” exclusion in an employer’s...more

Orient-Express Overturned: Next Stop Is Less Friendly for UK Insurers

The UK Supreme Court in the Financial Conduct Authority’s business interruption test case has overturned a decade-long standing judgment relating to causation and how the “trends” clauses should be interpreted....more

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