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Hurricane Ian: Discussing Wind-Water Disputes

Most of the Florida homes in the path of Hurricane Ian lack flood insurance, posing a major challenge to rebuilding efforts, new data show. In the counties whose residents were told to evacuate, just 18.5 percent of homes...more

Insurers Can Look To Extrinsic Evidence To Deny a Defense

Last week, the New Jersey Supreme Court decided Norman International, Inc. v. Admiral Insurance Company, No. 086155 (N.J. Aug. 11, 2022). At issue was coverage for a work-site injury and the interpretation of a policy...more

Judicial Feat: Bicyclist is a “Pedestrian:” Coverage Owed

Yesterday, on December 10, 2020, the Supreme Court of Washington spoke: a bicyclist is a “pedestrian.” As a result, coverage was owed under an automobile policy. Many reading this do not handle claims under auto policies....more

Car Crashes Through Restaurant Window. Result: Lesson in the History of Additional Insured Coverage

Back in the day, additional insureds were oftentimes afforded coverage for liability “arising out of” the named insured’s work for the additional insured. When confronted with such language, courts often concluded that it...more

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