On Tuesday, September 29, Director Cordray will testify once again before the House Committee on Financial Services at 10 am. The Hearing is entitled “The Semi-Annual Report of the Bureau of Consumer Financial Protection”. While I’m not expecting Director Cordray ‘s prepared remarks to announce any new development, it seems likely that he’ll be fielding questions related to a variety of topics, including: (1) the status of the arbitration rule making in which the Bureau recently announced a field hearing in Denver; (2) the recent series of articles in the American Banker which reported about some internal, previously non-public documents about the Bureau’s auto finance fair lending investigations related to the disparate impact theory; and (3) the TILA-RESPA Integrated Disclosure Rule (TRID) which goes effective on October 3.