Before You Front the Funds: Benefits and Pitfalls of Earned Wage Access Tools — Payments Pros – The Payments Law Podcast
Year in Review and Look Ahead Announcement — The Consumer Finance Podcast
Empire State of Scrutiny: The New York FAIR Act and Auto Lending — Moving the Metal: The Auto Finance Podcast
Point-of-Sale Finance Series: Health Care Financing Compliance, Regulatory, and Privacy Pitfalls — The Consumer Finance Podcast
Electronic Funds Transfers Issues
Point-of-Sale Finance Series: The Holder Rule at 50 — The Consumer Finance Podcast
Point-of-Sale Finance Series: Door-to-Door Sales and Home Improvement Financing – The Consumer Finance Podcast
Point-of-Sale Finance Series: Understanding the Development and Regulation of Buy Now, Pay Later Products - Payments Pros – The Payments Law Podcast
Point-of-Sale Finance Series: Navigating Home Improvement Finance Risks and Regulations — The Consumer Finance Podcast
Navigating the Servicemembers Civil Relief Act: Protections and Litigation Trends — The Consumer Finance Podcast
Point-of-Sale Finance Series: Banking on Lending Models — Payments Pros – The Payments Law Podcast
Point-of-Sale Finance Series: Understanding State Licensing for Nonbank Providers — The Consumer Finance Podcast
Point-of-Sale Finance Series: Navigating the Complexities of Credit Card Rewards Programs — The Consumer Finance Podcast
Point-of-Sale Finance Series: Innovations, Regulations, and Future Trends of Modern Credit Cards — The Consumer Finance Podcast
Point-of-Sale Finance Series: Understanding the Development and Regulation of Buy Now, Pay Later Products — The Consumer Finance Podcast
Regulatory Rollback: CFPB’s Withdrawal of Informal Guidance Sparks New Litigation Dynamics – The Consumer Finance Podcast
The Road to Regulation: Vehicle Service Contracts Explained — Moving the Metal: The Auto Finance Podcast
Point-of-Sale Finance Series: Unpacking Leases and RTO Models — The Consumer Finance Podcast
The Current State of the Holder Rule: Friend or Foe? — Moving the Metal: The Auto Finance Podcast
Regulatory Rollback: Legal Challenges and Opportunities in Earned-Wage Access — Payments Pros – The Payments Law Podcast
On June 4, the Federal Deposit Insurance Corporation (FDIC) filed an amicus brief in the Tenth Circuit’s en banc rehearing of National Association of Industrial Bankers v. Weiser, supporting industry plaintiffs and arguing...more
CFPB Chief Legal Officer Mark Paoletta has been selected as the bureau’s Deputy Director—a move that reflects that Acting Director Russell Vought’s term is coming to a close and that Paoletta will succeed him, Bloomberg...more
The UK Financial Conduct Authority (FCA) has published a press release highlighting that some firms, when approving financial promotions, should be doing more to protect consumers in line with the consumer duty. The FCA...more
As previously reported, in July 2025 Congress passed legislation to reauthorize partial claims with U.S. Department of Veterans Affairs (VA) guaranteed home loans. ...more
President Trump’s May 19, 2026 executive order, Restoring Integrity to America’s Financial System, directs Treasury, FinCEN, the CFPB, and the federal banking agencies to reassess how financial institutions identify and...more
On May 20, Fed Governor Michael Barr delivered remarks on measuring and improving consumer financial health. Barr noted that while approximately 96 percent of American adults now have a bank account, only roughly 31 percent...more
Fincast founder Benjamin Schieken joins RegFi co-hosts Jerry Buckley and Sherry Safchuk to discuss how AI-enabled technology can transform the mortgage shopping process by enabling consumers to compare loan options more...more
AEI’s Paul Kupiec joins RegFi co-hosts Jerry Buckley and Sasha Leonhardt to analyze the potential impact of a proposed 10% cap on credit card balances. Kupiec, a highly respected commentator on financial markets, delves...more
Kelvin Chen, Senior Executive Vice President and Head of Policy at the Consumer Bankers Association, joins RegFi co-hosts Jerry Buckley and Caroline Stapleton to discuss CBA’s recent white paper on agentic AI and its...more
The UK Financial Conduct Authority (FCA) has published a notice and terms of reference for a market study into claims management services. The study will examine the causes of potentially harmful practices, their impact on...more
David Silberman joins RegFi co-hosts Jerry Buckley and Caroline Stapleton to explore how artificial intelligence — including agentic AI — could reshape consumers’ interactions with financial services providers. The...more
“The FCA is reviewing how consumer investment firms support bereaved customers and whether they're getting it right… From May 2026, the FCA will contact selected firms as part of the review.” The FCA have already...more
HM Treasury (HMT) has published a policy statement on the reform of the Consumer Credit Act 1974 (CCA), setting out its response to the phase 1 consultation. HMT confirms plans to modernise the regime by aligning it with the...more
In a recent decision from the Eastern District of Virginia, the court dismissed Fair Credit Reporting Act (FCRA) claims brought by a consumer who never received the vehicle he attempted to purchase with an auto loan. Despite...more
On April 8, 2026, Governor Abigail Spanberger approved House Bill 444, establishing the Uniform Consumer Debt Default Judgments Act (the “Act”) as § 8.01–465.26 through § 8.01–465.34 of The Virginia Code. ...more
On May 18, the U.S. Court of Appeals for the 4th Circuit affirmed a district court’s decision denying a debt collection law firm’s motion to compel arbitration, holding that the firm was not a party to the borrower’s...more
Tennessee Gov. Bill Lee has signed HB 2382 into law, replacing the Home Equity Conversion Mortgage Act with the Tennessee Reverse Mortgage Innovation Act under Chapter 30, Title 47 of the Tennessee Code Annotated. The act...more
On May 15, the DFPI announced a consent order with a fintech company over allegations that the company engaged in deceptive acts or practices in violation of the California Consumer Financial Protection Law. The DFPI alleged...more
The first legal question is not who clicks “buy” but how the agent got the consumer’s payment credentials and financial data and what compliance regime that choice triggers. Card-network governance is moving faster than...more
On May 11, the Illinois Department of Financial and Professional Regulation (IDFPR) announced the launch of a new online portal to “simplify and modernize” the process for consumers to file complaints against financial...more
State credit regulators take center stage this month: the Illinois Department of Financial and Professional Regulation, the Massachusetts Division of Banks, the New Hampshire Banking Department, and the South Carolina...more
Forthcoming legislation will enable much of the regime to be recast in FCA rules....more
Almost a year to the day since HM Treasury kicked off its reform of the Consumer Credit Act 1974 (CCA), we have news - and not quite the news many were expecting....more
The UK Financial Conduct Authority (FCA) has published a statement providing an update on the legal challenges to its motor finance redress scheme. The FCA confirms that, despite ongoing litigation (with a hearing unlikely...more
On May 13, the Massachusetts Office of the Attorney General (OAG) announced a settlement with a fintech that partners with brick-and-mortar retailers to provide point-of-sale lease-to-own (LTO) contracts for goods such as...more