As Credit Karma and Mint look to roll out new features soon that do some active nudging and tax services, expect the arrival of financially focused personal digital assistants sooner than later – NYTimes

With Fitch and DBRS [by most measures, the #3 and #4 rating agencies in a 3-player game] doling out AAA ratings for bonds backed by non-qualified mortgages that Moody’s has dubbed “risky.”  Well worth keeping an eye on this trend – Bloomberg

The European Union has fined Credit Agricole, HSBC, and JPMorgan just north of half a billion dollars for their role in colluding to fix Euribor, the euro benchmark interbank offered rate – NYTimes and Law360

So long, BBG.  Your new bond kings are Laird and Tad.  Sounds about right – WSJ

The SEC is pushing LendingClub to disclose more about its lending operations and called foul on its non-GAAP accounting measures – WSJ

DST Global’s $80 million investment in Nubank, a Brazilian startup, is emblematic of a recent VC trend targeting fintech companies in South America (mostly Brazil, for now) – NYTimes

What’s a few trillion off the books here or there?  For Chinese banks, it’s a pretty routine way of avoiding capital set-asides for potential losses.  Aaaaaand, cue global financial crisis set off by a Chinese banking meltdown in 3 . . . 2 . . .  – WSJ

Fortune (or at least Congress) may be [maybe] smiling on the AT&T/Time Warner deal again – NYTimes

Meet Sara Seager, the MIT astrophysicist and MacArthur genius obsessed with the minor issue of finding another Earth.  No biggie – NYTimes