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A&O Shearman

FSB Report On Vulnerabilities In Government Bond-Backed Repo Markets

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The Financial Stability Board (FSB) has published a report highlighting vulnerabilities in government bond-backed repurchase agreement (repo) markets with recommendations for authorities to address them. The FSB explains that...more

A&O Shearman

UK PRA Seeks Views On Proposed Reforms To Banking Regulatory Data Under FBD Programme

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The UK Prudential Regulation Authority (PRA) has published discussion paper DP1/26, outlining its proposed reforms to banking regulatory data under the Future Banking Data (FBD) programme. The FBD programme aims to deliver...more

A&O Shearman

BoE Dear CFO Letter On Preparation For The Third Resolvability Assessment

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The Bank of England (BoE) has issued a Dear CFO Letter setting out information on the third resolvability assessment framework (RAF) assessment. The assessment will evaluate firms' overall ability to meet the three...more

Ankura

Banking Industry Outlook: U.S. Banking M&A Caps Off a Historic 2025

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Hot Q4: The U.S. bank acquisition market finished an already strong year with 44 transactions announced in Q4 totaling $25.1 billion in total deal value. Market Influences: Federal Reserve rate cuts throughout 2025 and...more

A&O Shearman

SRB Consults On The Operational Guidance For Banks On BRP AR And Quantitative Template

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The Single Resolution Board (SRB) has launched a consultation on its draft operational guidance for banks on business reorganisation plan analysis reports (BRP AR) and the accompanying quantitative template. Following the...more

Loeb & Loeb LLP

2026 FFA Annual Conference Recap

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Loeb sent its largest team yet to the 2026 Fund Finance Association's (FFA's) annual conference, and we weren't alone, as the 3000+ attendees set a new record in the conference's 15th edition. It was great to catch up with...more

King & Spalding

New York Appellate Court Reverses Denial of Bank’s Summary Judgment Motion for Amounts Owed Under Cancelled Credit Agreement

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On November 26, 2025, the New York Appellate Division, Second Department reversed a trial court order denying Plaintiff Citibank, N.A.’s motion for summary judgment for breach of contract, breach of a personal guaranty, and...more

Troutman Pepper Locke

Trading, Gambling, or Something Else? Prediction Markets and the Payments Puzzle — Regulatory Oversight Podcast

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In this crossover episode, Regulatory Oversight host Stephen Piepgrass teams up with Payments Pros host Keith Barnett to unpack how prediction markets, gaming, and payments intersect in a rapidly evolving and legally...more

Orrick, Herrington & Sutcliffe LLP

FDIC and Illinois regulator close Chicago bank and oversee deposit transfer

On January 30, the Illinois Department of Financial and Professional Regulation announced that, in coordination with the FDIC, it had taken possession of a state-chartered bank in Chicago due to purportedly unsafe and unsound...more

Orrick, Herrington & Sutcliffe LLP

District court sides with bank, dismisses putative class action over ‘cash-sweep’ program

On January 30, the U.S. District Court for the District of Minnesota dismissed with prejudice a proposed class action lawsuit brought by two investment-account holders challenging the interest rates paid through a...more

Orrick, Herrington & Sutcliffe LLP

CFPB reportedly set to resume virtual examinations

According to published reports, during a January 29 meeting with examination staff, senior members of the CFPB announced plans to resume examination activity as early as April 2026, but with the understanding that the amount...more

Orrick, Herrington & Sutcliffe LLP

OCC grants exemption permitting merger of bank and affiliate’s fixed income derivatives business

The OCC released an interpretive letter, dated December 19, granting an exemption from the quantitative limits of Section 23A of the Federal Reserve Act, and its implementing regulation (Regulation W) — allowing a national...more

Orrick, Herrington & Sutcliffe LLP

OCC revises stress test information collection requirements for largest institutions, maintains alignment with Fed

On February 3, the OCC issued a notice in the Federal Register seeking public comments on proposed revisions to its information collection requirements for annual stress test reporting by financial institutions with total...more

Orrick, Herrington & Sutcliffe LLP

State attorneys general oppose OCC’s new escrow and preemption rules

In a January 29 letter to the OCC, the attorney general of New York, along with other state attorneys general and state banking regulators, called for the OCC to abandon two proposed rules that serve to reinforce federal...more

Goodwin

FDIC Rescinds Enhanced Digital Signage Requirements

Goodwin on

In January 2026, the Federal Deposit Insurance Corporation (FDIC) revised its digital-signage requirements, relaxing the guidelines that dictate where and how FDIC-insured labeling must appear online....more

Cozen O'Connor

States Oppose OCC Escrow Interest Preemption Proposals

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A bipartisan coalition of 23 AGs and several state banking regulators submitted a comment letter urging the OCC to withdraw two proposals addressing mortgage escrow accounts—an escrow rule and a related preemption...more

Davis Wright Tremaine LLP

FDIC Finalizes New Official Digital Signage and Advertising Rule, With Some Changes

The FDIC published its final rule updating and easing the requirements for FDIC official digital signage and advertising FDIC deposit insurance status under 12 CFR Part 328. The final rule eliminates prescriptive formatting...more

A&O Shearman

EBA outlines medium to long term objectives of its IRRBB heatmap

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The European Banking Authority (EBA) has published its second-phase report outlining the medium- to long‑term objectives of the Interest Rate Risk in the Banking Book (IRRBB) heatmap, including key recommendations for...more

A&O Shearman

ESRB compliance report on collection and information-exchange for macroprudential purposes on branches of credit institutions

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The European Systemic Risk Board (ESRB) has published a second summary compliance report assessing the implementation of recommendation ESRB/2019/18 on the exchange and collection of information for macro-prudential purposes...more

A&O Shearman

EBA final RTS for resolution plans and the functioning of resolution colleges

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The European Banking Authority has (EBA) published a final report on draft amendments to regulatory technical standards (RTS) on the content of resolution plans, the assessment of resolvability and the operational functioning...more

White & Case LLP

FDIC Amends Its Supervisory Appeals Review Process

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On January 22, 2026, the Federal Deposit Insurance Corporation ("FDIC") amended its Guidelines for Appeals of Material Supervisory Determinations ("Guidelines"), creating a new standalone Office of Supervisory Appeals...more

Ballard Spahr LLP

Colorado Files Opposition to Plaintiffs’ Rehearing Petition in Opt-Out Litigation

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As we reported previously, a petition for rehearing en banc was filed by the plaintiff bank trade associations in National Association of Industrial Bankers v. Weiser. In that case, the panel’s 2-1 decision held that a loan...more

Ballard Spahr LLP

FDIC creates new office to handle appeals of material supervisory determinations

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In a move viewed favorably by FDIC-regulated institutions, the FDIC has approved amendments to the agency’s Guidelines for Appeals of Material Supervisory Determinations that were proposed back in July of 2025  new...more

A&O Shearman

Standard Variable Rates After Transfer: Mandatory Or Permissive?

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The Court of Appeal has considered whether a bank acquiring a portfolio of residential mortgages was obliged to charge borrowers its own standard variable rate or whether it could maintain the separate, higher rate for the...more

Proskauer Rose LLP

Insights on the NAV Financing Market - Full Year 2025

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In the third iteration of our “net asset value” (NAV) financing market survey, we engaged traditional banks, non-bank lenders and borrowers across North America, Europe, Asia-Pacific and Latin America to capture key trends...more

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