David Long Jr.

Bradley Arant Boult Cummings LLP

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Latest Posts › Fair Credit Reporting Act (FCRA)

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Fourth Circuit Ruling Provides New Guidance as to Furnishers’ Duty to Investigate Legal Disputes Under the FCRA

The Fair Credit Reporting Act (FCRA) has been a notoriously active area for litigation, especially class-action litigation, in recent years. One issue that continues to be litigated in FCRA cases involving data furnisher...more

5/21/2025 / Appeals , Appellate Courts , Class Action , Consumer Protection Laws , Credit Reports , Debt Collection , Fair Credit Reporting Act (FCRA) , Litigation Strategies , Regulatory Requirements

U.S. Supreme Court to Review Scope of Sovereign Immunity Defense to FCRA Lawsuits

Yesterday, the U.S. Supreme Court agreed to decide a case that raises the issue of whether the United States government may be held liable as a data furnisher under the Fair Credit Reporting Act (FCRA) despite its invocation...more

6/21/2023 / Attorney's Fees , Consumer Reporting Agencies , Fair Credit Reporting Act (FCRA) , Liability , Noncompliance , SCOTUS , Sovereign Immunity

CFPB’s Release Highlights “Unlawful Auto Repossessions” and Failures to Conduct Reasonable Investigations on Disputed Debts

The Consumer Financial Protection Bureau (CFPB) issued a release on May 2, 2022, announcing the release of its Supervisory Highlights outlining identified consumer protection violations during the second half of 2021. In...more

5/3/2022 / Consumer Financial Protection Bureau (CFPB) , Credit Reporting Agencies , Debt , Debt Collection , Fair Credit Reporting Act (FCRA) , Investigations , Repossess , UDAAP

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