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Consumer Protection Laws

Cadwalader, Wickersham & Taft LLP

Regulatory Developments in Digital Finance, February 2026 - The UK Publishes Final Rules on the Regulation of Buy Now Pay Later

On 11 February 2026, the UK’s Financial Conduct Authority (FCA) published Policy Statement 26/1: “Regulation of Deferred Payment Credit (unregulated Buy Now Pay Later): Feedback to CP25/23” (PS26/1), giving consumers of...more

Goodwin

FTC’s “Click-to-Cancel” Rule Gets New Life As FTC’s Enforcement Wave Continues to Target Negative-Option Sellers

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The Federal Trade Commission (FTC) is increasingly directing both its enforcement and rulemaking efforts toward auto-renewal programs, with a particular focus on burdensome or opaque cancellation procedures. ...more

Benesch

Low Rates, High Risk: Mortgage Buydowns and a Coming Wave of AG Enforcement

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Housing affordability has become a top priority for both federal and state governments. On January 14, 2026, the White House published an article outlining the President’s efforts to address housing affordability....more

Cozen O'Connor

Former Assistant AG Challenges Incumbent in Nebraska AG Race

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Democrat Jocelyn Brasher, a former assistant attorney general, has announced her candidacy for the Nebraska AG seat, challenging her former boss, Republican incumbent Mike Hilgers....more

Cozen O'Connor

Republican AGs Warn Corporations on Plastics Collective Action Risks

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Florida AG James Uthmeier led a group of 10 Republican AGs in sending a notice letter to nearly 80 corporations associated with plastics and packaging advocacy organizations, warning that their participation could raise...more

DLA Piper

California Narrows Dispute Resolution Clauses In Consumer-Use Agreements

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In a recent case, Walt Disney Parks and Resorts US, Inc. moved to compel arbitration of personal injury claims arising from an incident at Disney Springs. Piccolo v. Great Irish Pubs Florida, Inc., No. 2024-CA-001616-O (Fla....more

Arnall Golden Gregory LLP

Surveillance Pricing: A Burgeoning Privacy Issue

Key Takeaways - Surveillance pricing is emerging as a frontline privacy and consumer protection issue. Regulators are scrutinizing how businesses use personal data to set individualized prices, raising risk under laws like...more

DLA Piper

Demarco v. DNVB, Inc.: Key Considerations For Automatic Shipping Protection Fees

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The United States District Court for the Southern District of New York has issued a class action decision in Demarco et al. v. DNVB, Inc., which challenged the company’s practice of automatically adding a $2.98 “Shipping...more

Ballard Spahr LLP

Senator Warren Presses CFPB Acting Director Over Credit Card Fees and Agency Retrenchment

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Senator Elizabeth Warren has sent a sharply worded letter to CFPB Acting Director Russell Vought that crystallizes an unusual moment in consumer financial services regulation: a populist-sounding call from President Trump to...more

Akin Gump Strauss Hauer & Feld LLP

New Court of Appeal Rulings Find Actual Damages Not Required to Litigate Consumer Reporting Violations in California

Two California Courts of Appeal recently held that plaintiffs need not prove actual harm to bring a claim under the state’s Investigative Consumer Reporting Agencies Act (ICRAA). These holdings expose California employers,...more

Hudson Cook, LLP

State Watch: Consumer Protection Enforcement Update - February 2026

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There was a deluge of consumer protection activity from the states—and municipalities—as an eventful 2025 drew to a close. Now, 2026 is already shaping up to be an action-packed year of state enforcement....more

A&O Shearman

Buy Now, Pay Later – The Final Furlong… PS26/1 On The Regulation Of Deferred Payment Credit Published 

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With a gestation period which puts the Alpine salamander to shame, the Financial Conduct Authority (FCA) has published the final rules for the regulation of buy now, pay later credit (or as we now know it, deferred payment...more

Troutman Pepper Locke

Point-of-Sale Finance Series: The New Regulatory Reality for Small Business Financing and Trade Credit — The Consumer Finance...

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In this crossover episode of The Consumer Finance Podcast and Payments Pros, Taylor Gess, Jason Cover, and Caleb Rosenberg explore the heightened attention from regulators and legislators on small business finance programs...more

International Lawyers Network

NYC’s New Consumer Protection Leadership Signals Return to Aggressive Advertising Enforcement to Help Tackle The “Affordability”...

The Bottom Line - New enforcement era begins: NYC has a new “sheriff” with expanded powers and strong allies. Any company that advertises and markets products or services to consumers in New York City must learn the rules...more

Goldberg Segalla

New York’s Consumer Litigation Funding Act: Will it Curb the Onslaught of Litigation Funding and Potential Lawyer Liability?

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Recently we have written about some of the pitfalls associated with litigation funding when it comes to attorney liability. Thereafter, we discussed how a New York appellate court, for the first time, affirmed the...more

Hinshaw & Culbertson - Consumer Crossroads

Ask and You Shall Receive a Recurring Subscription: FTC Sues a Web Q&A Service for Deceptive Negative Option

Two weeks into the new year, the Federal Trade Commission (“FTC”) sued JustAnswer LLC and its CEO (together, “JustAnswer”), alleging they deceived consumers into enrolling in monthly recurring subscriptions without obtaining...more

Wiley Rein LLP

FTC Sends Warning Letters to Data Brokers on PADFA Compliance

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The Federal Trade Commission (FTC) announced it sent warning letters to 13 data brokers on February 9, 2026, cautioning them of requirements under the Protecting Americans’ Data from Foreign Adversaries Act (PADFA) and urging...more

Fox Rothschild LLP

FTC Sues JustAnswer for Deceptive Subscription Practices

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Recently, the Federal Trade Commission (“FTC”) filed a Complaint against JustAnswer LLC and its CEO, alleging the company misled consumers into enrolling in monthly recurring subscriptions without obtaining consumers’...more

ArentFox Schiff

The Regulatory Roadmap: Five Critical Questions for Evaluating Regulatory Risk for Longevity Companies

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The longevity ecosystem sits at the crossroads of health care, life sciences, consumer wellness, artificial intelligence (AI), and other emerging technologies....more

Shipkevich PLLC

December 2025 Litigation Update: Elevated Consumer Litigation and Complaint Activity Defines 2025 Year-End Review

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WebRecon’s year-end data confirms that 2025 was one of the most active years for consumer litigation in recent memory. While Telephone Consumer Protection Act (TCPA) filings dipped slightly in December, filings under the Fair...more

Bond Schoeneck & King PLLC

Understanding New York’s New Price-Gouging Rules: Implications for Businesses and Compliance Requirements

On Jan. 28, 2026, the New York Attorney General finalized six rules and issued one new proposed rule to address excessive price increases during emergencies. New York’s price- gouging law, General Business Law § 396‑r,...more

Troutman Pepper Locke

2025 CTDPA Enforcement Report Issued

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Key point: The Connecticut Office of the Attorney General issued the third annual enforcement report under the Connecticut Data Privacy Act, focusing on the office’s privacy and security efforts, consumer complaints, data...more

DLA Piper

Who Pays When Buildings Fail? Proposed Liability Changes And New Homeowner Protections

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In August 2025, the Building and Construction Minister announced a major overhaul of the building consent system under the Building Act 2004 (New Zealand) (Act) – the most significant reform since the Act’s enactment. The...more

Cozen O'Connor

The State AG Report – 02.05.2026

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Here are curated AG and federal regulatory news stories highlighting key areas in which state and federal regulators’ decisions are having an impact across the US: •AG Campbell Cancels Crypto Kiosk Crooks - •AG Coalition...more

DLA Piper

FTC Resolves Another Case Involving “AI-washing”

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On January 27, 2026, the Federal Trade Commission (FTC) announced the resolution of its case against Growth Cave, underscoring the agency’s continued focus on artificial intelligence (AI)-related marketing practices. While...more

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