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Financial Regulatory Observer – June 2019: Outsourcing: Final countdown to implementation

New guidelines reflect the rise of outsourcing by financial institutions in a new era of disintermediation and technological change. In February 2019, the European Banking Authority (EBA) published its final guidelines on...more

Financial Regulatory Observer – June 2019: New UK peer-to-peer lending rules catch up with innovation

Within a decade, the UK's peer-to-peer (P2P) financial services sector has moved from an offbeat outsider to an increasingly significant and permanent player in loan and equity markets. Total lending facilitated by UK P2P...more

Cryptoassets and ICOs: EU Regulators Show Their Hand

On 9 January 2019, the European Banking Authority (EBA)1 and the European Securities and Markets Authority (ESMA)2 published two reports with their advice on cryptoassets for the European Commission (EC) (and in ESMA's case,...more

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