Erica A.N. Kramer

Erica A.N. Kramer

Hudson Cook, LLP

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CFPB Announces Broad Military Lending Act Compliance Sweep

On December 4, 2020, the Consumer Financial Protection Bureau announced the filing of a lawsuit against an online lender for allegedly violating the Military Lending Act ("MLA"). The CFPB's complaint alleges that the lender...more

1/5/2021  /  Consumer Financial Products , Consumer Financial Protection Bureau (CFPB) , Consumer Reporting Agencies , Department of Defense (DOD) , Military Lending Act , Military Service Members , Void ab initio

Don't Forget About the Military Lending Act

Until December 2017, the auto industry operated under the understanding that the federal Military Lending Act's (MLA) exclusion from coverage for credit transactions "expressly intended to finance the purchase of a motor...more

10/8/2019  /  Amended Rules , Automotive Industry , Automotive Loans , Car Dealerships , Credit Financing , Department of Defense (DOD) , Exemptions , Military Lending Act
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