Our M&A lawyers predict a new wave of technology sector M&A centered on the consolidation of existing market participants, together with investors taking advantage of lower valuations to acquire strategic stakes in scaleable...more
The fintech landscape continues to evolve at speed. Recently it has faced various setbacks including a cooling of appetite for crypto risk and a tightening in the VC funding market. But the forces of innovation propelling...more
Challenges and opportunities in the US, UK and Europe -
"Many Fintechs that previously avoided bank-like regulation in the US are now actively seeking that status."
The digital revolution was well underway long before most...more
11/17/2021
/ Banking Sector ,
Coronavirus/COVID-19 ,
Cryptocurrency ,
Digital Services ,
EU ,
Financial Services Industry ,
FinTech ,
Licenses ,
Popular ,
Sandbox ,
Technology Sector ,
UK
Current rules fall short of providing a clear framework for a single European market for fintech companies.
The development of a single market for fintech has recently been placed at the center of the EU financial...more
1/2/2020
/ Anti-Money Laundering ,
Banking Sector ,
Consumer Protection Laws ,
Cross-Border Transactions ,
EU ,
EU Single Market ,
European Banking Authority (EBA) ,
European Commission ,
European Supervisory Authorities (ESAs) ,
Financial Institutions ,
Financial Regulatory Agencies ,
FinTech ,
Member State ,
Passporting
On 18 July 2019 the European Banking Authority (EBA) published a report on the EU regulatory perimeter, national regulatory status and EU national regulators' (NCAs') authorisation approaches for FinTech firms conducting...more
7/25/2019
/ Banking Sector ,
Capital Requirements Directive IV (CRDIV) ,
Crowdfunding ,
Cryptoassets ,
Electronic Payment Transactions ,
EMD2 ,
EU ,
European Banking Authority (EBA) ,
European Commission ,
FinTech ,
NCAs ,
Payment Services Directive ,
Popular ,
PSD2 ,
Regulatory Oversight
On 12 July 2019 the European Securities and Markets Authority (ESMA) reported on the status of FinTech firm licensing regimes across the EU, based on two ESMA surveys of EU national competent authorities (NCAs). ESMA's report...more
7/17/2019
/ Crowdfunding ,
Cryptoassets ,
Cybersecurity ,
Distributed Ledger Technology (DLT) ,
EU ,
European Commission ,
European Securities and Markets Authority (ESMA) ,
European Supervisory Authorities (ESAs) ,
FinTech ,
Initial Coin Offering (ICOs) ,
Innovation Hubs ,
Licensing Rules ,
MiFID II ,
NCAs ,
Outsourcing ,
Popular ,
Sandbox