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Anatomy of an ESOP

ESOPs can pay fair market value for the stock: Stock purchased by an ESOP must be appraised by an independent third party expert working with a trustee for the ESOP who must also be independent from the seller. The ESOP is...more

Employers Have Limited Extension For Payment Of Social Security Taxes

Pursuant to the CARES Act, many employers took advantage of the ability to defer payment of the employer portion of certain social security taxes that were otherwise due during 2020. Some have asked questions about whether...more

Calculating Paycheck Protection Program Retirement Contributions

We are getting a lot of questions regarding the amount of retirement contributions paid during the qualifying period for the forgiveness calculation, such as: •Will a contribution for the 2019 plan year count toward...more

A Checklist For Sponsors To Consider Before Adopting Retirement Plan Provisions Of The CARES Act

Although some retirement plan recordkeepers and third-party administrators (TPAs) have reached out to plan sponsors on decisions regarding the optional provisions of the CARES Act, e.g., coronavirus-related withdrawal and...more

A Checklist For Addressing The Multiple Business Challenges Presented By COVID-19

1. Consider applying for the PPP- I listed this first because it is generally the best program, and it is time-sensitive: FAQ: CARES Act SBA Loan Programs - Paycheck Protection Program (PPP). Good news, we are starting to...more

COVID-19: Checklist Of ESOP-Related Challenges

It’s been a hectic three weeks of pretty much non-stop developments and activity, so I thought it might help to lay out a checklist of ESOP-related issues we’ve been discussing with many of you during the COVID-19 crisis. If...more

ESOP Valuation Issues During The COVID-19 Crisis

On Friday, March 27, 2020, Husch Blackwell partner Mark Welker participated in a webinar titled “Pandemic Valuations: 2019 Year End and Post Crisis Issues,” presented by The ESOP Association. Below, we have summarized some...more

Planning For 2019: Year-End Deadlines & Considerations For Employee Retirement, Health And Welfare Plans

As the end of the year approaches, employers should be aware of important year-end deadlines and considerations related to their retirement, health and welfare plans. We have compiled a list of these deadlines and provide...more

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