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Navigating the SVB Receivership

Is my money safe? It's a question that we haven't heard very much in over twelve years. Most businesses and people have no experience with troubled banks and potential bank failures....more

FDIC False Advertising Rule Now Effective

On May 17, 2022, the FDIC board approved a final rule, effective July 5, 2022, addressing false advertising, misuse of the FDIC's name, and misrepresentations about deposit insurance, based on section 18(a)(4) of the Federal...more

7/11/2022  /  Banking Sector , Deposit Insurance , FDIA , FDIC

New Resources for Community Banks That Partner With FinTechs

In July, we discussed the federal banking agencies' proposal to harmonize their respective risk management guidance. At the time, we highlighted three passages from the proposal that relate to the due diligence banking...more

Regulators to Harmonize How Banks Address FinTech and Service Provider Risk Management

Last week, the federal banking agencies—Federal Reserve Board (Board), Office of the Comptroller of the Currency (OCC), and the Federal Deposit Insurance Corporation (FDIC)—issued proposed interagency guidance ("Proposal") on...more

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