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Plaintiffs in Lawsuit Challenging Legality of CFPB Taskforce on Federal Consumer Financial Law Move for Summary Judgment

In June 2020, the National Association of Consumer Advocates, U.S. Public Interest Research Group, and Professor Kathleen Engel (collectively, the “Plaintiffs”) filed a lawsuit in the Massachusetts federal district court...more

Ballard Spahr Files Amicus Brief on Behalf of Communications Client in Support of En Banc Review of 11th Cir. Decision Applying...

On behalf of our client RevSpring, Inc., Ballard Spahr has filed an amicus brief in support of the petition for rehearing en banc filed in the Eleventh Circuit by the defendant in Hunstein v. Preferred Collection and...more

The Federal Communications Commission adopts measures targeting artificial or prerecorded telephone calls to residential telephone...

On December 30, 2020, the Federal Communications Commission (FCC) released its Report and Order, implementing provisions of the Pallone-Thune Telephone Robocall Abuse Criminal Enforcement and Deterrence Act (the “TRACED...more

CFPB Alleges Provider Of Short-Term Loans Violated CFPA’S UDAAP Prohibition In Connection With Deposit Account Program

On November 5, 2020, the CFPB named Driver Loan, LLC (“Driver Loan”) and its Chief Executive Officer as defendants in a two-count complaint filed in a Florida federal district court that alleges they engaged in deceptive acts...more

CFPB sues debt collectors and debt buyers for alleged violations of CFPA, FDCPA, and 2015 consent order

Almost five years after entering into an administrative consent order with Encore Capital Group, Inc., Midland Funding, LLC, Midland Credit Management, Inc., and Asset Acceptance Capital Corp. (collectively, “Defendants”) to...more

CDIA and Metro 2 approve new special comment code for extinguished debts

Recently, the Consumer Data Industry Association (CDIA) and the Metro 2 Taskforce approved a new Special Comment Code in FAQ 69.  According to CDIA’s press release , the new code, “DE = Debt Extinguished Under State Law,”...more

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