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EU consumer credit legislation in the digital era: Council of EU adopts CCD II

The EU has adopted the final text of the Directive on consumer credits to revise and replace the Consumer Credit Directive (2008/48/EC) (CCD II). The next step will be publication in the Official Journal of the EU and then...more

EU Non-Performing Loans Directive: Potential impact of implementation in some key Member States

The EU Directive (EU) 2021/2167 (NPL Directive), published in the Official Journal of the EU on 8 December 2021 and regulating the sale, purchase and servicing of both consumer and commercial non-performing loans (NPLs)...more

Instant credit transfers in euro: European Commission publishes legislative proposal

As part of its 2020 Retail Payments Strategy, the European Commission has adopted a proposed Regulation to accelerate the rollout of instant credit transfers in euro. The proposal, which looks to support innovation and...more

Doing Business in Germany: Consumer Sector

Germany should not be a blank spot on your company map. Located at the center of Continental Europe, it is the world’s fourth biggest economy and the home of some of the biggest companies in the world. It plays a key role in...more

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