News & Analysis as of

Credit

Orrick, Herrington & Sutcliffe LLP

Takeaways from the June 3 ARRC Roundtable

I attended the recent ARRC roundtable discussion on the LIBOR to SOFR transition and was struck by the tenor of urgency in the discussion – urgency to begin operational preparations for the transition; urgency to inventory...more

Hudson Cook, LLP

Still Beating the Same Drum

by Hudson Cook, LLP on

In February, the U.S. PIRG Education Fund and Frontier Group, two public interest groups, published a paper entitled "Driving Into Debt: The Hidden Costs of Risky Auto Loans to Consumers and Our Communities." The paper...more

Orrick, Herrington & Sutcliffe LLP

Le modifiche alla legge sulla cartolarizzazione introdotte dal Decreto Crescita

Con il decreto legge n. 34 del 30 aprile 2019 recante misure urgenti per la crescita economica (il "Decreto Crescita"), pubblicato in Gazzetta Ufficiale n. 100 del 30 aprile 2019 ed in vigore dal 1° maggio 2019, sono state...more

Weiner Brodsky Kider PC

Iowa Amends its Regulated Loan Act and Consumer Credit Code

by Weiner Brodsky Kider PC on

On April 15, 2019, the Iowa Governor signed House File 260 (HF 260), amending the maximum interest rate or charges permitted for certain loans under the Iowa Regulated Loan Act and implementing a permissible maximum service...more

Dechert LLP

INDUSTRY OUTLOOK - Private Credit, BDCs and Everything in Between - 2019 Edition

by Dechert LLP on

In this report, members of Dechert’s multidisciplinary permanent capital team provide a round-up of legal and business considerations for private credit, BDCs and everything in between. Topics covered include: -...more

White & Case LLP

Financial Regulatory Observer – March 2019: EU Regulatory Capital Wall Chart

by White & Case LLP on

Essential features of bank capital regulation across Europe in one handy wall chart. Regulatory capital requirements for prudentially supervised financial services companies across Europe are complex and changing rapidly....more

Weiner Brodsky Kider PC

New York Prohibits Discrimination Based on Gender Identity or Expression

by Weiner Brodsky Kider PC on

New York recently amended its anti-discrimination laws to prohibit discrimination based on gender identity or expression in a variety of contexts, including housing and lending. ...more

White & Case LLP

Europe reaches for a new normal on NPLs - Will recent regulatory developments have their desired impact on the NPL market across...

by White & Case LLP on

NPLs are a hot topic, high on the European supervisory authorities' agenda. Legislative and prudential requirements to reduce NPLs are rapidly evolving. In March of 2018, the EC published a package of reforms aimed at...more

Skadden, Arps, Slate, Meagher & Flom LLP

Federal Banking Agencies Propose Updating Calculation of Derivative Contract Exposure Amounts

On October 30, 2018, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, and the Office of the Comptroller of the Currency (collectively, the agencies) jointly invited comment on a...more

Weiner Brodsky Kider PC

Tennessee Announces 2018-2019 Annual Supervision Fee

by Weiner Brodsky Kider PC on

The Tennessee Department of Financial Institutions has announced its 2018-2019 annual supervision fee for non-depository financial institutions. The new fees are effective November 1, 2018, and are as follows...more

White & Case LLP

Leaving LIBOR: How to draft a credit agreement in the Latin American loan market before LIBOR’s replacement is available

by White & Case LLP on

With calls to phase out the scandal-ridden LIBOR by the end of 2021 and the potential size of the disruption this will cause, loan market participants should be prepared. Sabrena Silver, partner, and Simon Cassell, associate,...more

White & Case LLP

Financial Regulatory Observer - June 2018: Cracking the EU's NPL reforms

by White & Case LLP on

A package of reforms aimed at tackling non-performing loans will have far-reaching consequences for European banks. In March 2018, the European Commission published a package of measures aimed at reducing the current stock...more

Ropes & Gray LLP

Podcast - Credit Funds: How PE Funds Can Address and Minimize Conflict When Expanding Into Credit

by Ropes & Gray LLP on

Although larger sponsors have been running PE funds simultaneously alongside credit funds for quite some time, over the last few years there has been a steady increase in the number of private equity firms expanding their...more

White & Case LLP

Russian Legislation Update: March – April 2018

by White & Case LLP on

Welcome to the most recent issue of our Russian Legislation Update, covering the period of March – April 2018. In this issue: - Currency Control - Banking...more

Carlton Fields

West Virginia Amends Credit For Reinsurance Statute To Conform To NAIC Model, Effective January 1, 2019

by Carlton Fields on

West Virginia House Bill 4230, approved by Governor Justice on March 27, amends the statutory requirements relating to when an insurer may claim credit for reinsurance to conform to the NAIC model law....more

Shearman & Sterling LLP

European Banking Authority Proposes Extending the Scope of the Complaints-Handling Guidelines

by Shearman & Sterling LLP on

The European Banking Authority has published proposals to extend the Joint Committee Guidelines on complaints-handling for the securities and banking sectors to the new institutions established under the revised Payment...more

Shearman & Sterling LLP

European Central Bank Consults on Guide to Internal Models

by Shearman & Sterling LLP on

The European Central Bank has begun a consultation on the first chapter of a proposed guide to internal models. The Capital Requirements Regulation requires the ECB to assess and grant permission for banks directly supervised...more

Shearman & Sterling LLP

EU Authority Publishes Advice, Technical Standards and Guidelines under EU Money Market Funds Regulation

by Shearman & Sterling LLP on

The European Securities and Markets Authority has published technical standards, technical advice and Guidelines under the Money Market Funds Regulation. These are: final draft Implementing Technical Standards providing a...more

White & Case LLP

Africa Focus: Sub-Saharan African power projects - Credit support and enhancement

by White & Case LLP on

Counterparty credit risk continues to remain a key, often threshold concern for private sector sponsors and lenders to the majority of power projects in sub-Saharan Africa. Structuring power projects in an effort to overcome...more

White & Case LLP

Financial institutions M&A: Sector trends - Opportunities for M&A transactions in the European financial services sector - June...

by White & Case LLP on

Inorganic growth strategies are key to remaining competitive and winning market share in the European financial services sector. Almost a decade after the financial crisis, most European financial institutions are still...more

Dechert LLP

Investment Funds Update: Europe: Legal and regulatory updates for the funds industry from the key asset management centres and...

by Dechert LLP on

AMF Priorities in the EMIR Review - The Autorité des Marchés Financiers (the “AMF”, the French financial markets authority) published two position papers on 2 May 2017 relating to the EMIR review...more

Jones Day

ECB Seeks to Curb Banks' Appetite for Leveraged Finance Risk

by Jones Day on

Subsequent to the close of the consultation period following the ECB's publication of the draft guidance, the ECB issued the final guidance to banks on leveraged transactions ("Guidance") on May 16, 2017. The Guidance applies...more

Garvey Schubert Barer

How Will Proposed Reforms to the Civil Code in Japan Impact Cross Border Business? - Focusing on New Rules for Adhesion Contracts...

by Garvey Schubert Barer on

Anyone forming contracts with Japanese businesses or consumers beware: The Civil Code in Japan is likely to face the largest reforms since it became effective in 1898. On April 14, 2017, sweeping reforms to the Civil Code...more

White & Case LLP

ECB Guidance on Leveraged Transactions

by White & Case LLP on

The European Central Bank ('ECB') published its final guidance ('Final Guidance') on leveraged transactions on 16 May 2017, marking the end of a public consultation process that began on 23 November 2016. In addition to its...more

Ward and Smith, P.A.

Succession Planning—Bet the Farm on It

by Ward and Smith, P.A. on

Despite recent trends toward consolidation in the agricultural industry, farming generally remains a family affair. According to the United States Department of Agriculture, 97 percent of all farms in the United States are...more

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