Elanor Mulhern

Ballard Spahr LLP

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Latest Posts › Consumer Financial Products

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CFPB and European Commission Report on Coordinated Efforts Concerning Consumer Financial Protection and Identify Emerging...

Following their announcement last July regarding their plans to coordinate on a range of consumer financial protection issues , the CFPB Director and his European counterpart, the Commissioner for Justice and Consumer...more

5/6/2024 / Artificial Intelligence , Buy Now Pay Later (BNPL) , Consumer Financial Products , Consumer Financial Protection Bureau (CFPB) , Emerging Technologies , European Commission , Financial Services Industry , Joint Statements

Michigan’s November 2022 Ballot to Include Fair Lending Proposal Capping Payday Loan Interest Rates

Proponents of the Payday Loan Interest Rate Cap ballot initiative in Michigan met the June 1, 2022 deadline to appear on the November 2022 ballot in the state. If not picked up by the state legislature this summer, the...more

6/10/2022 / Consumer Financial Products , Consumer Lenders , Fair Lending , Financial Services Industry , Interest Rates , Payday Loans

Themes of FTC’s “Strictly Business” Forum on Small Business Financing

On Wednesday, May 8, the Federal Trade Commission hosted a special forum exploring small business lending practices, regulations, and policies....more

5/13/2019 / Annual Percentage Rate (APR) , Consumer Financial Products , Federal Trade Commission (FTC) , Financial Services Industry , Financing , Regulatory Oversight , Regulatory Standards , Small Business Formation

New Report Finds Debt Collection Activities Increases Access to Credit, Particularly for Consumers with Poor Credit

In recent remarks, CFPB Director Richard Cordray noted, albeit passingly, the significant role debt collection activities play in the healthy maintenance of consumer credit markets. “Responsible debt collectors that do their...more

6/9/2017 / Banking Sector , Consumer Financial Products , Consumer Financial Protection Bureau (CFPB) , Credit Ratings , Debt Collection , Financial Services Industry

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