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Diving Into SECURE 2.0: Changes for Defined Benefit Pension Plans

...Cash Balance Plan Compliance with Back-Loading Requirements - The rate at which a participant accrues benefits under a defined benefit pension plan must satisfy certain rules designed to ensure that the participant has...more

Department of Labor Confirms Effective Date of Lifetime Income Disclosure Rules

The Setting Every Community Up for Retirement Enhancement Act of 2019 (the “SECURE Act”) includes a requirement that benefit statements issued by ERISA-governed defined contributions plans include lifetime income...more

Congress Provides Defined Benefit Pension Plan Funding Relief

The American Rescue Plan Act of 2021 (the “ARPA”), which President Biden is expected to sign, provides additional funding relief to sponsors of single-employer defined benefit pension plans. Valuation of Plan Benefit...more

401(k) Fee Lawsuits: What Can a Plan Sponsor Do?

Most weeks, a plan sponsor (and frequently, several plan sponsors) is sued for breach of fiduciary duty in connection with the investment choices offered under its 401(k) or 403(b) plans. Often, the complaint alleges...more

Beneficiary Provisions and Designations – Plan Now for More Simplicity Later

Outside of death, beneficiary provisions and designations under qualified plans (see ERISA Section 3(8)) tend to receive little attention. Unfortunately, death may spotlight or uncover less desirable provisions and...more

Details Matter: Medical Plan Anti-Assignment Clauses Protect Employers

Yes, details matter. This is true on many fronts, including whether the documents governing the medical plan offered to employees prohibit employees and their dependents from assigning their plan benefit rights to a health...more

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