Fifty years after the passage of the Fair Housing Act, the United States Department of Housing and Urban Development (HUD) continues to demonstrate a strong commitment to Fair Housing, both through the support of private...more
The mission of the U.S. Department of Housing and Urban Development (HUD) is, in part, to bolster the economy by strengthening the housing market, protecting consumers, and working to meet the needs for quality affordable...more
You are the property manager for a HUD-subsidized apartment development. One day, the owner of the development rushes into your office, visibly frantic. The owner says, “We just received a letter from HUD’s Real Estate...more
The United States Court of Appeals for the Seventh Circuit recently addressed a matter of first impression regarding landlord liability under the Fair Housing Act (FHA): whether a landlord may be liable under the FHA for...more
The U.S. Department of Housing and Urban Development (HUD) has filed an administrative complaint against Facebook alleging discriminatory advertising in violation of the Fair Housing Act (FHA). HUD alleges that housing...more
9/5/2018
/ Communications Decency Act ,
Department of Justice (DOJ) ,
Discrimination ,
Facebook ,
Fair Housing Act (FHA) ,
Housing Discrimination ,
HUD ,
Human Rights ,
Online Advertisements ,
Popular ,
Protected Class
In the first part of the series “The Mortgage Servicer’s Role in Navigating Insurance Claims,” we covered assessing property damage and applying insurance proceeds in compliance with the terms of the standard mortgage...more
10/24/2017
/ Anti-Concurrent Causation Clauses ,
Flood Insurance ,
Hurricane Harvey ,
Insurance Claims ,
Loans ,
Mortgage Lenders ,
Mortgage Servicers ,
National Flood Insurance Program ,
Natural Disasters ,
Property Damage ,
Property Insurance
In the first part of the series “The Mortgage Servicer’s Role in Navigating Insurance Claims,” we covered assessing the damage in the wake of a natural disaster and applying the proceeds when complying with the terms of...more
Following the recent hurricanes that have damaged many homes beyond repair, borrowers may seek to apply any available insurance proceeds to satisfy the outstanding balance on their loans rather than repair the property....more
10/10/2017
/ Borrowers ,
Contract Terms ,
Fannie Mae ,
Freddie Mac ,
Hurricane Harvey ,
Hurricane Irma ,
Hurricane Maria ,
Insurance Claims ,
Lenders ,
Loans ,
Mortgage Servicers ,
Property Insurance ,
Repairs
The Government-Sponsored Enterprises (GSEs) and their servicers scored a significant victory last week in the Nevada Supreme Court. In Nationstar Mortgage, LLC v. SFR Investments Pool 1, LLC (Case No. 69400), the court held...more
7/10/2017
/ Article III ,
Fannie Mae ,
Financial Services Industry ,
Foreclosure ,
Freddie Mac ,
GSE ,
HERA ,
Homeowners Association (HOA) ,
Mortgage Servicers ,
Mortgages ,
Nationstar ,
NV Supreme Court ,
Preemption ,
Standing
The Nevada Supreme Court recently reversed – or at least clarified – the impact of MERS in Nevada under the approach set forth in the Restatement (Third) of Property: Mortgages. The Supreme Court had held in 2012 that at the...more
9/10/2015
/ Bank Notes ,
Bank of New York (BNY) Mellon ,
Beneficiaries ,
Consumer Lenders ,
Deed of Trust ,
Deutsche Bank ,
Financial Institutions ,
Foreclosure ,
MERS ,
Mortgage Lenders ,
Mortgage Servicers ,
Mortgages ,
NV Supreme Court ,
SCOTUS ,
Trusts
The hypothetical -
HealthPayPlus (HPP) designs custom record management systems for large hospital systems. HPP developed a system for Research Hospitals of America (RHA) that HPP promised would revolutionize RHA’s...more