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Credit Crunch: An Update for Borrowers

The collapse of Silicon Valley Bank and Signature Bank on March 10 and 12, 2023, respectively, sent shockwaves through the venture capital, entrepreneur, technology innovation, and life sciences communities, as well as those...more

SBA Guidance on Changes in Ownership of PPP Loan Borrowers

On Friday, October 2, 2020, the Small Business Administration (“SBA”) issued a Procedural Notice (the “Notice”) providing guidance on the notification and consent requirements for changes in ownership of borrowers of...more

Key Changes to the Paycheck Protection Program - Updated July 8, 2020

The Paycheck Protection Program reopened for applications on July 6, 2020 and will remain open (pending availability of funds) through August 8, 2020. As of July 6, 2020 roughly $521 billion in Paycheck Protection Program...more

Federal Reserve Announces Main Street Loan Program for Nonprofits

The Federal Reserve Board is seeking comment by June 22, 2020 on proposed modifications to the Main Street Lending Program to include loans options for small and medium nonprofit entities organized under 501(c)(3) or...more

CARES Act – Federal Reserve Main Street Loan Facilities - Updated June 12, 2020

The Main Street Lending Program, authorized under the CARES Act and Section 13(3) of the Federal Reserve Act, is designed to provide financial assistance to small and medium sized businesses. There will be three Main Street...more

Key Changes to the Paycheck Protection Program

On June 5, 2020, the Paycheck Protection Program Flexibility Act of 2020 (the “Flexibility Act”) was enacted, amending key provisions of the Paycheck Protection Program (“PPP”) under the Coronavirus Aid, Relief, and Economic...more

SBA Issued New Guidance Regarding Recipients’ Certifications of Necessity for PPP Loans

On May 13, 2020, the Small Business Administration (SBA) issued new, important guidance (available here) regarding how the SBA will review a borrower’s required good-faith certification of necessity made in its loan...more

CARES Act – Federal Reserve Main Street Loan Facilities

The Main Street Lending Program, under Section 13(3) of the Federal Reserve Act, is designed to provide financial assistance to small and medium sized businesses. Two Main Street Lending Programs were announced on April 9,...more

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