New Year, New Surprises? 2026 Resolutions for Dealers and Auto Finance Companies — Moving the Metal: The Auto Finance Podcast
Daily Compliance News: October 2, 2025, The Cook Can Stay Edition
Daily Compliance News: August 21, 2025, The Fabricated Evidence Edition
The Capital Ratio Podcast | Entering the US Banking Market
10 For 10: Top Compliance Stories For the Week Ending June 7, 2025
Debt and Lending Markets: Current Trends Impacting Private Equity Sponsors — PE Pathways Podcast
Consumer Finance Monitor Podcast Episode: Prof. Hal Scott Doubles Down on His Argument That CFPB is Unlawfully Funded Because of Combined Losses at Federal Reserve Banks
Consumer Finance Monitor Podcast Episode: Did the Supreme Court Hand the CFPB a Pyrrhic Victory?
Consumer Finance Monitor Podcast Episode: Understanding the Federal Reserve Board Proposal to Lower Interchange Fee Cap for Debit Card Transactions
Consumer Finance Monitor Podcast Episode: Community Reinvestment Act Reform: A Close Look at the Final Rule
The Future of Payments: Exploring FedNow With the Payments Professor — Payments Pros – The Payments Law Podcast
Federal Banking Interagency Final Guidance on Third-Party Relationships - The Consumer Finance Podcast
Consumer Finance Monitor Podcast Episode: What is FedNow and its Role in the U.S. Payments System?
Breaking (Down) the Debt Ceiling
Podcast: 2023 Deal Cycle - Considerations for Transactions in Uncertain Economic Times - Diagnosing Health Care
Crypto Year in Review 2022: Federal Reserve and Central Bank Digital Currencies and FDIC/OCC Regulatory Developments - The Crypto Exchange Podcast
Is the U.S. Payments System Failing Business and Consumers? A Discussion with Special Guest Dan Awrey, Professor of Law, Cornell Law School
DE Under 3: Latest Monthly Jobs Report, Unemployment & the US BLS JOLTS Report
Stablecoin Regulation in an Unstable Time: The Fed and Treasury Address a Stablecoin Regulatory Framework
Congressional and Federal Agency Action Following Executive Order on Digital Assets Policy
On March 12, 2026, the US Senate passed, by a vote of 89 to 10, bipartisan housing legislation that includes a prohibition on large institutional investors (“LIIs”) purchasing single-family homes (“SFHs”). The legislation,...more
To keep you informed of recent activities, below are several of the most significant federal events that have influenced the Consumer Financial Services industry over the past week. ...more
On March 5, the Federal Deposit Insurance Corporation (FDIC), Federal Reserve Board, and Office of the Comptroller of the Currency (OCC) (collectively, the agencies) jointly issued FAQs clarifying how tokenized securities are...more
Major U.S. Payment Networks, Money Transfer Firms Launch Crypto Initiatives - This week, two major U.S. financial services companies that operate the world’s largest payment processing networks each announced initiatives...more
On February 16, the Fed’s Vice Chair for Supervision Michelle Bowman discussed proposed changes to the Basel capital framework aimed at encouraging banks to re-engage in mortgage origination and servicing. She noted that...more
Payward Financial’s Wyoming Special Purpose Depository Institution (SPDI), Kraken Financial, has received a master account from the Federal Reserve Bank of Kansas City, giving it direct access to the Federal Reserve’s core...more
Welcome to Goodwin’s Financial Services News Roundup. Our newsletter highlights important legal, regulatory, and business developments related to financial services and banking....more
On March 4, the Kansas City Fed announced that it has approved a limited purpose account for a Wyoming-chartered special purpose depository institution under its “Account Access Guidelines.” As previously covered by...more
On February 25, the Kansas City Fed released updated debit card fraud statistics showing significant shifts in card-present and card-not-present trends for non-prepaid debit cards. Data from 2021 to 2023 revealed that...more
On February 26, Fed Vice Chair for Supervision Michelle Bowman, FDIC Chair Travis Hill, Comptroller of the Currency Jonathan Gould, and NCUA Chair Kyle Hauptman testified before the Senate Committee on Banking, Housing, and...more
On February 23, the Federal Reserve Board announced a Notice of Proposed Rulemaking requesting comments on a proposal to formally remove “reputation risk” from its supervisory framework and prohibit examiners from encouraging...more
President Donald Trump Accuses Banks of Undermining GENIUS Act, Urges Passage of CLARITY Act- On March 4, Trump posted on Truth Social accusing the banking industry of undermining the Guiding and Establishing National...more
Please see below for this week’s Financial Markets & Innovation Weekly Update from Morrison Foerster, tracking how digital asset firms, regulators, and policymakers are shaping the future of financial markets. Covering...more
To keep you informed of recent activities, below are several of the most significant federal events that have influenced the Consumer Financial Services industry over the past week....more
The Federal Reserve is requesting comments on a proposal to remove reputation risk from the supervision of banks it oversees. Comments on the Fed proposal are due April 27, 2026....more
Federal financial regulators and lawmakers continued advancing digital asset and capital markets policy this week. The Office of the Comptroller of the Currency (OCC) released a proposed rule to implement the GENIUS Act,...more
On February 23, the Fed announced that it has issued an NPRM and requested public comment on a proposal to codify the removal of “reputation risk” from its supervisory programs. The proposed rule would also expressly prohibit...more
In opening remarks at the Federal Reserve Bank of Atlanta’s 2026 Banking Outlook Conference, Federal Reserve Vice Chair for Supervision Michelle Bowman outlined what she described as “the next horizon in banking” — a...more
The Proposal aims to center the FRB’s supervisory decisions on material financial risks and increase supervisory clarity and precision....more
OCC Issues Proposed Rule to Implement the GENIUS Act- On Feb. 25, the Office of the Comptroller of the Currency (OCC) issued a 376-page Notice of Proposed Rulemaking (Bulletin 2026-3) to implement the Guiding and...more
On February 18, two groups of senators, both led by Sen. Elizabeth Warren (D-MA), issued letters to the Fed’s vice chair for supervision requesting information on recent reported actions that the senators contend may weaken...more
The pound (GBP) closed last week’s session on a positive note, with the UK’s latest PMI and retail sales both outpacing expectations....more
In a recent speech, Vice Chair for Supervision Bowman reiterated the Federal Reserve’s supervisory operating principles and described how the Fed’s supervision should work in practice....more
On February 10, the Fed, OCC and FDIC rescinded public FAQs from October 2017 related to the 2014 Liquidity Coverage Ratio (LCR) rule (covered by InfoBytes here), leaving the FAQs online while signaling plans to seek public...more