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SCOTUS Rules that Race-Conscious Admissions Violate the 14th Amendment

On June 29, 2023, the United States Supreme Court ruled that colleges and universities can no longer consider race as a specific basis in admissions. In what will likely alter the future of affirmative action in higher...more

Senate Bill Would Discharge Substantial Student Loan Debt to Medically Distressed

On February 2, 2021, Democratic Sens. Whitehouse, Brown, Blumenthal, Baldwin, and Warren introduced the Medical Bankruptcy Fairness Act of 2021. This Act resembles bankruptcy reform bills that the senators introduced in prior...more

The Balance Between Risk Management and Client Relations

As businesses fight through the tough times created by the pandemic and government restrictions that impact their operations, it is imperative to be mindful of the situation your customers face, especially if you extend...more

Federal Reserve Interim Rule Regarding Bank Capital Requirements

On April 9, 2020, the Federal Reserve Board issued an immediately effective, interim final rule updating banking regulations to neutralize the regulatory capital effects of participating in the Paycheck Protection Program...more

Proactive Steps for Businesses with Potential COVID-19 Losses

Regardless of size or type, it’s important for businesses to consider having insurance policies reviewed for potential COVID-19 claims. Hopefully the insurance your business carries may provide some relief for the impacts...more

Tennessee Small Businesses Now Eligible for SBA Economic Injury Disaster Loans for COVID-19 Economic Disruptions

Small Business Administration economic injury disaster loans are now available in Tennessee. The SBA Friday, March 20th, accepted Gov. Bill Lee’s certification that Tennessee small businesses are facing substantial economic...more

New Guidance for Protecting Student Health Care Information

On December 19, 2019, the U.S. Department of Health and Human Services (HHS) and the U.S. Department of Education (DOE) provided new joint guidance on the release of certain student records. In summary, this HHS/DOE release...more

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