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Student Loans

Brownstein Hyatt Farber Schreck

Taxation & Representation, Nov. 2025 #2

Shutdown Week 7 – The End: Over the weekend, Senate Majority Leader John Thune (R-SD) kept the Senate in session to complete negotiations on a deal to end the ongoing government shutdown. After failing to advance a continuing...more

Thompson Coburn LLP

Higher Education Litigation Summary: November 11, 2025

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Thompson Coburn’s Higher Education Litigation Summary is your resource for legal updates on key rulings and ongoing cases shaping the higher education sector. This installment covers updates related to Gainful Employment, the...more

Orrick, Herrington & Sutcliffe LLP

Twenty-two state attorneys general challenge Ed. Dept’s final rule introducing exclusions for Public Service Loan Forgiveness...

On November 3, a coalition of 22 state attorneys general announced a lawsuit in the U.S. District Court for the District of Massachusetts against the U.S. Department of Education. The suit seeks to block the department’s...more

Quarles & Brady LLP

The One Big Beautiful Bill Act and Changes to Certain Workplace Benefits

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The OBBB Act also includes provisions which expand some workplace benefits, including broader use of health savings account (HSA) funds, increased dependent care flexible spending account (FSA) annual limits, expanded...more

Hudson Cook, LLP

Massachusetts Division of Banks Revises Debt Collection and Servicing Regulation, Incorporating Reg F

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The Massachusetts Division of Banks ("DOB") has revised its regulation that governs the conduct of debt collectors, student loan servicers, and third-party loan servicers. The revised regulation became effective in late...more

Thompson Coburn LLP

Did the One Big Beautiful Bill Act Reinstate the Trump-Era BDR Rule That Allowed Pre-Dispute Arbitration Agreements and Class...

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As the higher education community and regular REGucation readers know, the One Big Beautiful Bill Act (or “OB3”) introduced several significant provisions affecting colleges, universities, and the broader higher education...more

Wiley Rein LLP

State AGs Discuss Consumer Protection Priorities: Privacy, Health, Junk Fees, and Coordination at the Forefront

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The National Association of Attorneys General (NAAG) held its fall consumer protection conference last week in Washington, DC, where state Attorneys General (AGs) discussed enforcement priorities and strategies. The...more

Thompson Coburn LLP

Higher Education Litigation Summary: October 2025

Thompson Coburn LLP on

Thompson Coburn’s Higher Education Litigation Summary is your resource for legal updates on key rulings and ongoing cases shaping the higher education sector. This installment covers updates related to Gainful Employment, the...more

Cozen O'Connor

AG Event Insider: 2025 NAAG Consumer Protection Fall Conference

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This year’s NAAG Consumer Protection Fall Conference was held on October 21, 2025 in Washington, DC. The conference brought together state AGs and AG staff, consumer advocates, and private sector stakeholders to address...more

Orrick, Herrington & Sutcliffe LLP

NMLS announces two new license additions

Recently, the NMLS announced it would begin accepting applications for two new licenses. ...more

Troutman Pepper Locke

The One Big Beautiful Bill: How Will It Impact Your Employees?

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The One Big Beautiful Bill Act (OBBB) was signed into law on July 4, 2025. With far-ranging impacts on taxation and spending, the OBBB will have significant effects on many benefit and compensation plans....more

Orrick, Herrington & Sutcliffe LLP

FTC bans two individuals from debt relief industry in $45M+ judgment

On September 9, two court orders were entered against individuals involved in the student loan debt relief industry. The individuals were barred from the debt relief industry and ordered to pay civil money penalties as well...more

Sheppard Mullin Richter & Hampton LLP

FTC Bans Student Loan Debt Relief Operators for Alleged Deceptive Practices

On September 11, the Federal Trade Commission announced final orders permanently banning two individual defendants from the debt relief industry and imposing asset surrender provisions to resolve allegations of a fraudulent...more

Law School Toolbox

Law School Toolbox Podcast Episode 521: Smarter Borrowing: How Juno Helps Lower Student Loans

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Welcome back to the Law School Toolbox podcast! Today, we're speaking with Nikhil Agarwal from Juno about how law students can make smarter choices about student loans. We focus on the benefits of group negotiation for better...more

Katten Muchin Rosenman LLP

Training Repayment Agreements and the Federal Truth in Lending Act: Case Update

A US District Court Judge for the Middle District of Tennessee recently issued a ruling in a class action case brought against a private company that offers outsourced health care services to hospitals and surgery centers...more

Husch Blackwell LLP

FDIC Removes Disparate Impact Theory from Compliance Exam Manual

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Before the Labor Day holiday weekend, the Federal Deposit Insurance Corporation (FDIC) updated the fair lending and unfair, deceptive act or practices (UDAP) chapters of its Consumer Compliance Examination Manual to remove...more

Benesch

Dental/DSO Intelligence Monthly Report: August 2025

Benesch on

The 2025 Budget Reconciliation Bill includes significant implications for dentists and the broader dental workforce - While the ADA and other dental advocacy groups have expressed support for some tax related provisions...more

Offit Kurman

College Financial Planning with Jack Wang

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In this episode of 'The Sandwich Generation Survival Guide', host Candace Dellacona welcomes Jack Wang, a wealth advisor at Innovative Advisory Group and host of 'The Smart College Buyer' podcast. They discuss Jack's journey...more

Troutman Pepper Locke

Illinois Amends Student Loan Servicing Rights Act to Include Educational Income Share Agreements

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On August 15, Illinois Governor JB Pritzker approved Public Act 104-0383. This legislation, effective immediately, amends the Student Loan Servicing Rights Act and introduces Article 7, focusing on Educational Income Share...more

Haynes Boone

IRS Reminder: Educational Assistance Programs Can Help Pay Employee’s Student Loans

Haynes Boone on

The IRS recently issued a news release with a reminder that employers may contribute up to $5,250 annually per employee toward qualified student loan repayments if provided under a Section 127 educational assistance program....more

Orrick, Herrington & Sutcliffe LLP

Eighth Circuit Bankruptcy Appellate Panel upholds discharge of private student loan debt

On August 12, the U.S. Bankruptcy Appellate Panel for the 8th Circuit upheld a lower court’s ruling that discharged a debtor’s student loan debt owed to a state bank, finding that repayment would impose an undue hardship....more

DLA Piper

State Action Targets Use of Biased AI Underwriting Models: Key Points

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On July 10, 2025, the Massachusetts Attorney General announced a $2.5 million settlement with Earnest Operations, a student loan company, for allegedly failing to mitigate risks of disparate harms to Black, Hispanic, and...more

Spilman Thomas & Battle, PLLC

The Academic Advisor - Education Law Insights, Issue 6, August 2025

Welcome to our sixth issue of The Academic Advisor for 2025. In this edition, we cover the following topics of interest for schools, institutions of higher education, and other education-focused organizations: - How the...more

Kerr Russell

Benefit Plan Implications of OBBBA: Student Loan Repayment, HSAs, and More

Kerr Russell on

The One Big Beautiful Bill Act (OBBBA), finalized and signed into law by President Trump on July 4, 2025, makes several key changes that impact employers, benefit plan sponsors and plan administrators....more

Frost Brown Todd

Disparate Impact Discrimination in AI Underwriting Alleged Against Student Loan Company

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On July 10, 2025, the Massachusetts Attorney General’s Office (AGO) reached a $2.5 million settlement with a private student loan company to resolve allegations that its lending practices violated various consumer protection...more

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