News & Analysis as of

Student Loans

Weiner Brodsky Kider PC

FTC Settles with Online Student Loan Refinancer

by Weiner Brodsky Kider PC on

An online student loan refinance company has agreed to a consent order with the FTC over claims that the company deceptively advertised the amount student loan borrowers saved or would save by refinancing their loans through...more

Cadwalader, Wickersham & Taft LLP

Forward Movement in the Bureau of Consumer Financial Protection’s Student Loan Litigation: What This Means for Securitization

In September 2017, the Bureau of Consumer Financial Protection (the “Bureau”) brought an enforcement action against the National Collegiate Student Loan Trusts for alleged violations of consumer financial protection laws in...more

Carlton Fields

A Treat For Plaintiffs’ Lawyers: Middle District of Florida Finds Bristol-Myers Squibb Inapplicable to Class Actions

by Carlton Fields on

As we previously reported, courts continue to sift through the unsettled law left in the wake of the U.S. Supreme Court’s decision in Bristol-Myers Squibb v. Superior Court of California. ...more

Goodwin

Online Student Loan Refinance Company Settles FTC Charges Over False Advertisements

by Goodwin on

On Monday, October 29, 2018, the Federal Trade Commission (“FTC”) announced that it reached a settlement agreement with an online student loan refinancer relating to charges that the company deceptively advertised inflated...more

Robins Kaplan LLP

Your Daily Dose of Financial News

by Robins Kaplan LLP on

The Upshot helps us understand exactly what’s been going on with the markets this week and what a late-bull-market reality means for the US (and global) economy....more

Womble Bond Dickinson

More Good News for FCRA Defendants – US District Court for the Western District of Washington Requires Plaintiff To Arbitrate FCRA...

by Womble Bond Dickinson on

In Howard v. Navient Solutions, LLC, 2018 U.S. Dist. LEXIS 180022 (W.D. Wa., Oct. 18, 2018), the US District Court for the Western District of Washington recently held that arbitration provisions in promissory notes (“Notes”)...more

Buchanan Ingersoll & Rooney PC

News from Second & State

Weekly Wrap - This week was a whirlwind at the Capitol, as both the House of Representatives and Senate held their final three scheduled voting session days of the year. The 2017-18 legislative session unofficially ended...more

Ballard Spahr LLP

Court allows Dept. of Education “borrower defense” final rule to take effect

by Ballard Spahr LLP on

The “borrower defense” final rule (Final Rule) issued by the Dept. of Education in November 2016 took effect at noon Wednesday, after Judge Randolph D. Moss of the D.C. federal district court refused to grant the renewed...more

Cooley LLP

Blog: Just in Time for Halloween: The Return of the Borrower Defense Rule of 2016

by Cooley LLP on

The many-headed Obama-era Borrower Defense to Repayment Rule is back, thanks to a September 17 federal court order that overturned Secretary DeVos’ action suspending implementation of the existing rule, followed by the...more

Thompson Coburn LLP

2016 Borrower Defense Rule now in effect: Free webinars and quick thoughts

by Thompson Coburn LLP on

As many in higher education are aware on October 16th, following a long series of lawsuits, opinions, and orders, the “borrower defense rule” promulgated by the U.S. Department of Education on November 1, 2016, took effect....more

Norris McLaughlin, P.A.

Less Than Half New Jersey Undocumented Immigrant Students Approved for College and University Financial Aid

by Norris McLaughlin, P.A. on

In May, New Jersey Governor Phil Murphy signed off on legislation that extended financial aid to many undocumented immigrants in New Jersey. Since then, 1,365 undocumented students have submitted applications for financial...more

Manatt, Phelps & Phillips, LLP

California Enacts New Laws Impacting Financial Institutions

Following a busy few months for the California legislature, financial institutions are now facing some new requirements. Governor Jerry Brown signed several bills into law by the September 30 deadline, including amendments...more

Snell & Wilmer

A New Perspective on Student Loan Repayment Benefits

by Snell & Wilmer on

On August 17, 2018, the Internal Revenue Service (the “Service”) published a Private Letter Ruling (the “PLR”) describing a unique student loan repayment program in the context of a qualified retirement plan....more

Ogletree, Deakins, Nash, Smoak & Stewart,...

Student Loan Repayments or Retirement Savings? Maybe Both . . .

Recent statistics show that approximately 70 percent of college graduates will leave college with an average of at least $30,000 in student loan debt. Cumulatively, the national student loan debt is approximately $1.5...more

Ballard Spahr LLP

Student loan servicers’ obligations under Maryland’s “Ombudsman Act” now in effect

by Ballard Spahr LLP on

On September 28, 2018, the Maryland Commissioner of Financial Regulation issued a notice advising companies servicing student loans of Maryland borrowers to provide their contact information to the state’s new Student Loan...more

Spilman Thomas & Battle, PLLC

The Way of the Future: Student Loan Benefit Plans

According to a recent study, Americans currently owe approximately $1.4 trillion in student loan debt. With increasing pressure to pay off student loans, some employees choose not to contribute to retirement programs offered...more

Laner Muchin, Ltd.

IRS Approves 401(k) Student Loan Repayment-Based Employer Contributions

by Laner Muchin, Ltd. on

Last month, the IRS issued a Private Letter Ruling in which it approved a company’s proposed program to condition employer contributions to a 401(k) plan on an employee making student loan payments....more

King & Spalding

Compensation and Benefits Insights - September 2018

by King & Spalding on

The IRS recently updated its two model safe harbor explanations that can be used to satisfy the requirement under Section 402(f) to provide notices setting forth certain information to participants who are eligible for...more

Spilman Thomas & Battle, PLLC

ERISA & Employee Benefits Alert: October 2018

Welcome to the first edition of ERISA & Employee Benefits Alert. Our ERISA and Managed Care Group will be providing curated insights and news concerning notable ERISA and managed care issues that highlight current or emerging...more

Hodgson Russ LLP

Employee Benefits Developments - September 2018

by Hodgson Russ LLP on

The Employee Benefits practice is pleased to present the Benefits Developments Newsletter for the month of September 2018. ...more

Hodgson Russ LLP

IRS Approves Student Loan Benefit Feature for 401(k) Plan

by Hodgson Russ LLP on

We do not regularly report on private letter rulings, but the IRS recently issued a notable private letter ruling (PLR) that apparently opens the door for companies that might want to offer a new type of student loan benefit...more

Robins Kaplan LLP

Your Daily Dose of Financial News

by Robins Kaplan LLP on

Hard to imagine that any financial news could come close to making headlines on Thursday, and yet, the SEC and Elon Musk came close. Specifically, the SEC filed suit against Musk, accusing him of “making false public...more

Perkins Coie

IRS Charts a Path to a 401(k) Plan Student Loan Feature—Will Plan Sponsors Follow?

by Perkins Coie on

The IRS released a private letter ruling on August 17, 2018, in which it approved a student loan repayment benefit that was connected to an employer’s contributions to its 401(k) plan. Though the IRS’s ruling applies only to...more

Ballard Spahr LLP

California Amends Student Loan Servicing Act

by Ballard Spahr LLP on

California Governor Jerry Brown has signed into law Assembly Bill 38, which significantly modifies the scope, administration, and servicing requirements of the state’s Student Loan Servicing Act. ...more

Holland & Knight LLP

IRS May Allow Employer Contributions to 401(k) Plans for Employees Repaying Student Loans

by Holland & Knight LLP on

• With growing student loan debt pushing employees to delay contributing to their employers' 401(k) plans, many employers have been looking for ways to help their employees save for retirement. • A recent Internal Revenue...more

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