The CFPB has issued its long-awaited ability to repay/qualified mortgage rule, and at first glance, it appears to warrant cautious optimism for the mortgage industry....more
Among other final rules published on January 10, 2013, the CFPB issued its final mortgage escrow account rule under a section of the Dodd-Frank Act relating to the establishment of mandatory escrow accounts on higher-priced...more
In This Issue:
- Ohio Enacts the Nation's First Transitional MLO Licensing Law for Out-of-State MLOs
- Noted Data Security and Privacy Attorney Amy Mushahwar Joins Ballard Spahr
- Information Security...more
In This Issue:
- CFPB and FTC Announce Joint Action Against Mortgage Advertisers
- Temporary Exemptions Adopted for Mortgage Disclosures
- Fourth Circuit Rejects FDCPA Challenge to Prerecorded Calls Seeking...more