Introducing Surplus Lines 360
Consumer Finance Monitor Podcast Episode: Perspectives on Counseling on the Creation of Consumer Finance Products, with Guest Joseph Schuster, Managing Director and Senior Counsel, Goldman Sachs
AI: Impact and Use in the Financial Services Industry – Crossover Episode with Regulatory Oversight Podcast - The Consumer Finance Podcast
The Significance of Operational Technology in Cyber Insurance Underwriting – Part 2
The Downstream Impact of Ransomware on Cyber Insurance Underwriting – Part 1
Has the SPAC Bubble Burst? Part 2: The SEC’s New Rules
Has the SPAC Bubble Burst? Lessons Learned From the Early Days of SPAC Mania
Smoother Sailing or Choppy Waters: What Lies Ahead for the 2022 D&O Market?
D&O in Brazil and Latin America
Regan Miller, RPLU on Cyber Risk
In our January 2026 alert, SPACs Reemerge as a Viable Path to the Public Markets, we noted that SPAC issuance had returned in a more disciplined and transparent environment shaped by the SEC's current SPAC framework and...more
Mayer Brown’s broad Financial Services practice has a long history of providing meaningful insights on how rapidly evolving environments for financial products may affect their business activities through both thought...more
The transactional risk market entered 2026 from a position of strength. Even against a backdrop of uneven deal volume, persistent macroeconomic uncertainty and geopolitical volatility, M&A insurance continued to deepen its...more
For much of the past decade, the dominant narrative around retail real estate was one of inevitable decline. E-commerce would swallow physical stores. Department stores were facing existential pressure. ...more
The historic collapse of the now-bankrupt subprime auto dealer and auto finance company Tricolor Holdings LLC and its affiliates (“Tricolor”) has been unfolding since September 2025, after public reporting that Tricolor’s...more
New York has taken a significant step toward comprehensive regulation of buy now, pay later (BNPL) by requiring licensure and disclosures designed for credit cards, even though BNPL transactions are closed end....more
In a very significant and potentially precedent-setting February 24, 2026 decision, the Los Angeles County Superior Court (Hon. Gary D. Roberts) issued a tentative decision granting summary judgment in favor of Opportunity...more
Artificial intelligence (AI) is transforming the delivery of consumer financial services. Consumer finance companies—from traditional banks and loan servicers to emerging fintech companies—are using AI in increasingly...more
New York has officially fired the starting gun on what is poised to become the most comprehensive regulatory framework for buy now, pay later lending in the United States. On Feb. 23, 2026, Gov. Kathy Hochul announced...more
In the recently grand tradition of Maryland making waves in the consumer financial services space, the Mayor and City Council of Baltimore filed suit against Dave, Inc., a fintech that uses a “proprietary AI underwriting...more
On 15 January 2026, the Prudential Regulation Authority ("PRA") published its annual letter setting out supervisory priorities for the UK insurance sector for the year ahead. What is the purpose of the PRA's 2025...more
Insurance law is, at its core, a law of relationships. Whether land-based or maritime, every policy rests on an expectation of honesty, transparency, and fairness. Yet the way the law defines good faith—and the consequences...more
On January 12, the CFPB and DOJ withdrew their October 2023 joint statement addressing how creditors’ consideration of immigration or citizenship status may intersect with the ECOA. The joint statement, published in the...more
On December 16, NYDFS Acting Superintendent Kaitlin Asrow addressed the New York State Assembly Standing Committee on Insurance and the Assembly Standing Committee on Science and Technology regarding the use of AI in the...more
The AI compliance environment in financial services is quickly evolving. While the EU moves full steam ahead with clear enforcement mandates, the U.S. landscape remains fragmented and unpredictable. How will your compliance...more
Surplus Lines Market The surplus lines market exists to provide insurance to consumers whose needs are not met by insurers regulated by the state as admitted carriers, and it functions as a supplement or complement to the...more
Join Troutman Pepper Locke Partners John Emmanuel and Zachary Lerner as they kick off Surplus Lines 360, a series that demystifies the evolving landscape of surplus lines insurance. In this video, discover what surplus lines...more
For companies in construction, development, or any industry reliant on major capital projects, the current risk environment is fraught with complexity. Material costs are volatile, insurance carriers are tightening coverage,...more
Colorado Governor Jared Polis signed a special session bill on August 28 moving the effective date of the Colorado Artificial Intelligence Act to June 30, 2026. ...more
Insurance companies (life, property and casualty, medical and reinsurance) have long been a mainstay among many credit managers’ investor bases. In recent years, we’ve seen a stream of announcements of more formal...more
We have moved past the point where AI is the ‘next big thing' for the insurance industry. The shift from theoretical promise to practical deployment has already taken place; from underwriting and pricing to claims handling...more
Separately managed accounts have become a key source of capital for private market managers, and lenders are adapting underwriting techniques and strategies to adjust to this growing channel - In today’s challenging...more
D&O Insurance Trends: Guidance from Our Experts - D&O insurance buyers are still seeing soft market conditions in 2025—despite rising concerns among underwriters about unsustainable pricing. What does that mean for your...more
The cryptocurrency industry has been around for about 15 years. For much of that time, insurance carriers have found it difficult—sometimes unpalatable—to provide well-tailored insurance to crypto companies. ...more
As discussed in an article Zelle drafted in November 2023, "Viewpoint: Non-renewal, Cancellation, Reformation and Rescission of Insurance Policies in Texas", an insurer that wishes to rescind an insurance policy on the basis...more