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New York Department of Financial Services issues final regulations for consumer-like disclosures for commercial financing

The New York Department of Financial Services (DFS) has issued final regulations implementing the state’s Commercial Finance Disclosure Law (CFDL) which requires consumer-like disclosures for “commercial financing”...more

CFPB makes preliminary determinations that Truth in Lending Act does not preempt New York, California, Utah, and Virginia...

In a notice of “Intent to Make Preemption Determination under the Truth in Lending Act (Regulation Z),” the CFPB announced that it is seeking comments on its preliminary determinations that the Truth in Lending Act (TILA)...more

Update on state small business commercial financing disclosure laws

Around the nation, regulators are preparing to implement and enforce new consumer-like disclosure laws for small business commercial finance providers....more

NYDFS announces providers of commercial financing not required to provide consumer-like disclosures under new law until final...

The New York Department of Financial Services has issued a letter announcing that it has concluded that the obligation of providers of commercial financing under the Commercial Finance Disclosure Law (CFDL) to provide...more

NYDFS publishes notice of proposed regulation on consumer-like disclosures for commercial financing transactions

On October 20, 2021, the New York Department of Financial Services published a notice in the New York State Register announcing that it has issued a proposed regulation to implement S 5470–B, which requires consumer-like...more

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