Welcome to our first issue of Promissory Notes - our banking and finance e-newsletter - for 2025. We developed this e-newsletter to address trending news and issues involving the banking industry. ...more
3/26/2025
/ Artificial Intelligence ,
Banking Sector ,
Banks ,
Data Management ,
Financial Institutions ,
Financial Services Industry ,
FinTech ,
Investment ,
Lenders ,
New Legislation ,
Promissory Notes ,
Risk Management ,
State Legislatures ,
Technology
OCC Issues Guidance on ‘Buy Now, Pay Later’ Lending -
“The guidance notes that banks should maintain underwriting, repayment terms, pricing, and safeguards that minimize adverse customer outcomes and should ensure that...more
1/29/2024
/ Artificial Intelligence ,
Banking Regulators ,
Basel Committee on Banking Supervision (BCBS) ,
Buy Now Pay Later (BNPL) ,
Climate Change ,
Consumer Financial Protection Bureau (CFPB) ,
FDIC ,
Interest Rates ,
Lending ,
Machine Learning ,
New Guidance ,
OCC ,
Risk Management ,
Software
Giant Banks Paid More for Deposits in Q2. That's Bad News for Small Lenders.
“But many smaller institutions, some of whom turned to more expensive borrowings to replace deposits lost in the spring, don't have as many...more
8/8/2023
/ Affirmative Action ,
Banking Sector ,
Borrowers ,
Climate Change ,
Consumer Financial Protection Bureau (CFPB) ,
Diversity and Inclusion Standards (D&I) ,
Employer Liability Issues ,
Environmental Social & Governance (ESG) ,
Financial Fraud ,
Financial Institutions ,
Financial Services Industry ,
Lenders ,
Risk Management