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Main Street Lending Program Goes Live: Eligible Borrowers Can Apply Now, Relief for Non-Profits Is in Sight

The Federal Reserve Bank of Boston (“FRBB”) announced that the Main Street Lending Program (the “Program”) established by the Federal Reserve Board (the “Fed”) is operational as of July 6, 2020. To obtain a Program loan,...more

Congress “Fixes” Paycheck Protection Program, Allowing More Time to Spend Loan Proceeds and Reducing Required Spend on Payroll...

Yesterday, the U.S. Senate adopted by unanimous consent the U.S. House’s version of the Paycheck Protection Program Flexibility Act of 2020 (Act). We expect the Act to be signed into law this week....more

Non-U.S. Employees Count When Determining Eligibility for Paycheck Protection Plan Loans; Repayment Grace Period Extended to May...

Update May 20, 2020 - In an interim final rule titled “Business Loan Program Temporary Changes; Paycheck Protection Program – Treatment of Entities with Foreign Affiliates”, the SBA confirmed that due to “‘reasonable...more

SBA Releases Paycheck Protection Program Loan Forgiveness Application

As businesses turn their attention from Paycheck Protection Program (“PPP”) loan eligibility to loan forgiveness, the U.S. Small Business Administration (“SBA”) has released the Loan Forgiveness Application (“Application”),...more

SBA Issues Guidance on How it Will Review Paycheck Protection Program Loan Necessity Certifications

Today, the Small Business Administration (SBA) published guidance regarding its intended approach to review of borrower certifications that a Paycheck Protection Program (PPP) loan was necessary to support ongoing...more

Non-U.S. Employees Count When Determining Eligibility for Paycheck Protection Plan Loans; Repayment Grace Period Extended to May...

The Small Business Administration (SBA) and U.S. Treasury Department continue to trickle out guidance on the Payment Protection Program. Employees of foreign affiliates - Most significantly, the SBA stated on May 5 in...more

Main Street Lending Program Update: Federal Reserve Releases New Loan Terms; No Start-Date Announced

On April 30, the Federal Reserve released additional guidance and an FAQ regarding the Main Street Lending Program (the “Program”). In a previous client alert, Stoel Rives’ corporate team discussed the fundamentals of the...more

COVID-19 Update: Round 2 of the Paycheck Protection Program

The Act provides - - $310 billion in additional Small Business Administration (SBA) loan guarantee authority under the Paycheck Protection Program (PPP); - $100 billion in additional funding for the Department of Health...more

Main Street Lending Program: Terms Announced, Relief for Middle Market in Sight

On April 9, 2020, the Federal Reserve shared details of the Main Street New Loan Facility (“MSNLF”) and the Main Street Expanded Loan Facility (“MSELF”), which in combination establish the $600 billion Main Street Lending...more

Update: Paycheck Protection Program - Additional SBA Guidance Released

As discussed in a previous client alert issued by Stoel Rives’ corporate team, the Paycheck Protection Program (“Program”) is part of a quickly evolving regulatory landscape. With a tremendous amount of information and...more

Update: SBA Issues Paycheck Protection Program Loan Interim Final Rules, Interest Rate Increased from 0.5% to 1%

As anticipated, things are subject to swift changes as the Small Business Administration (“SBA”) embarks on a regulatory sprint to promulgate rules that will help administer the Paycheck Protection Program (“Program”). The...more

Paycheck Protection Program: Loan Applications Now Available, Submit on April 3, 2020

To cope with the financial impacts of the COVID-19 pandemic, under the Paycheck Protection Program (“Program”) established by the Coronavirus Aid, Relief, and Economic Security Act (“Act”), eligible businesses may receive a...more

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