The FCA issued a consultation paper on 7 May 2025 seeking feedback on regulatory proposals to simplify advice rules and affordability assessments for mortgages, making it easier, faster and cheaper for consumers to make...more
5/14/2025
/ Borrowers ,
Financial Conduct Authority (FCA) ,
Lenders ,
Mortgage Lenders ,
Mortgages ,
Proposed Rules ,
Regulatory Reform ,
Risk Management ,
RMBS ,
Securitization ,
UK
Following the start of development work on an accelerated procedure for the regulatory recognition of significant risk transfer ("SRT") securitisations last year, the European Central Bank ("ECB") published guidance addressed...more
The European Securities and Markets Authority (ESMA) issued a Consultation Paper on 13 February 2025 presenting a proposal for a simplified disclosure template for private securitisations. ESMA’s stated aim is to reduce...more
3/6/2025
/ Capital Markets ,
Disclosure Requirements ,
EU ,
European Securities and Markets Authority (ESMA) ,
European Supervisory Authorities (ESAs) ,
Financial Institutions ,
Financial Services Industry ,
Private Funds ,
Regulation ,
Reporting Requirements ,
Securities Regulation ,
Securitization
Significant risk transfer transactions or SRTs are one of the fastest growing corners of the financial markets. In this update, the opening of the US market, increasing international regulatory scrutiny and updates to the UK...more
1/14/2025
/ Banks ,
Capital Requirements ,
EU ,
Financial Institutions ,
Financial Regulatory Reform ,
Financial Services Industry ,
Investors ,
Prudential Regulation Authority (PRA) ,
Regulatory Agenda ,
Securitization ,
UK
On 30 April 2024 the Financial Conduct Authority (“FCA”) and the Prudential Regulation Authority (“PRA”) published Policy Statements1 (the “Policy Statements”) setting out their final rules relating to securitisation and...more
The European Union’s new Capital Requirements Directive 6 (CRD6) introduces significant regulatory changes for non-EU banks operating within EU Member States. This update explores the impact of CRD6 on US lenders providing...more
On 5 March 2024, the European Commission adopted a delegated regulation that will supplement the EU Securitisation Regulation with regulatory technical standards ("RTS") in relation to simple, transparent and standardised...more
3/28/2024
/ Automotive Loans ,
Disclosure Requirements ,
EU ,
European Supervisory Authorities (ESAs) ,
Financial Services Industry ,
Leases ,
Mortgages ,
Regulation Technical Standards (RTS) ,
Securitization ,
Securitization Market ,
Securitization Standards ,
Sustainability