Executive Summary: In the summer and fall of 2022, electronic transactions were undergoing a sea change, but riding different tides: in the summer, the Uniform Law Commission approved a set of amendments to the Uniform...more
12/13/2023
/ Blockchain ,
Cryptocurrency ,
Digital Assets ,
E-SIGN ,
Electronic Data Transmissions ,
Electronic Records ,
Financial Transactions ,
FinTech ,
HELOC ,
Investment ,
Mortgages ,
Non-Fungible Tokens (NFTs) ,
Smart Contracts ,
UETA ,
Uniform Commercial Code (UCC) ,
Uniform Law Commission (ULC)
Banking organizations looking to reduce the amount of risk-based regulatory capital required to support residential mortgage loan portfolios can use synthetic securitization to convert the capital treatment of their exposures...more
To contain the coronavirus and save lives, the government has required many people to stay home and not report to work. To help those people manage their financial obligations, the government is also mandating different...more
According to the Mortgage Bankers Association, the Consumer Financial Protection Bureau intends to revise its Qualified Mortgage definition by moving away from a debt-to-income ratio threshold, and instead adopting a...more
1/21/2020
/ Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Fannie Mae ,
Financial Regulatory Reform ,
Freddie Mac ,
Loans ,
Mortgage Bankers Association ,
QRM Standard ,
Qualified Mortgage Rule ,
Rulemaking Process ,
Securitization ,
Threshold Requirements