The year was 2017. The holidays were approaching and the popular focus on cryptocurrencies—particularly Bitcoin—was becoming more intense in each passing news cycle. But it was not to last. On December 17, 2017, Bitcoin...more
New international guidelines on environmental sustainability adopted from green bonds allow lenders and borrowers to designate “green loans" -
More than US $150 billion in “green bonds”—bonds that fund projects that...more
Provincially-regulated credit unions that use “bank words” to describe products or services (such as “online banking”) will be relieved to hear that the Office of the Superintendent of Financial Institutions (OSFI) has...more
Companies considering an Initial Coin Offering, Token Offering or other blockchain-enabled means of capital raising should pay attention to recent guidance issued by the United States Securities and Exchange Commission (SEC)....more
Providers of payday loans in Ontario, take notice—the Government of Ontario is seeking input on the implementation of new regulations intended to strengthen consumer protection which will have wide-ranging impacts on the...more
Companies that provide financial services in Canada, including fintech companies and credit unions, should be aware of a provision in the federal Bank Act that restricts their ability to use words such as "bank", "banker" or...more
Blockchain, the peer-to-peer distributed ledger technology introduced in 2008 to support Bitcoin, has lately attracted attention for its potential uses in areas unrelated to the virtual currency. A recent Harvard Business...more