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Congress Passes New Coronavirus Relief for Businesses, Nonprofits, and Families

Within a few hours after its introduction on December 21, 2020 (and after months of partisan wrangling), the House of Representatives and the Senate overwhelmingly passed the first significant stimulus and relief legislation...more

Is Now a Good Time to Acquire a Business? Opportunities and Risks for Buyers in the Era of COVID-19

The long seller’s market may be over, which is welcome news for many companies that are eager and able to acquire or expand a business. Many businesses and business owners have struggled mightily under the COVID-19...more

Paycheck Protection Program Flexibility Act Brings (Mostly) Welcome Changes to PPP Loans

On June 5, 2020, President Trump signed into law the Paycheck Protection Program Flexibility Act of 2020 (the “Flexibility Act”). The Flexibility Act amends key provisions of the Paycheck Protection Program (“PPP”)...more

PPP Loan Forgiveness: How to Apply and How it Works

Just a few weeks before the first Paycheck Protection Program (PPP) borrowers will become eligible to apply for forgiveness of their PPP loans, the US Small Business Administration (SBA) and the Department of the Treasury...more

Federal Reserve's Main Street Lending Program offers Liquidity to Small and Medium-Sized Businesses

The Board of Governors of the Federal Reserve System (the Fed) recently released terms for its Main Street Lending Program (MSLP), a program authorized under the Coronavirus Aid, Relief, and Economic Security Act (CARES Act)...more

SBA Extends Safe Harbor Period to Repay Paycheck Protection Program Loans Without Certification Risk

As we have previously observed, on April 23, 2020, the U.S. Small Business Administration (SBA) issued guidance—and a warning—to Paycheck Protection Program (PPP) loan applicants and borrowers related to the certification of...more

Shifting Sands: SBA Issues New Guidance on Paycheck Protection Program Loans

Many businesses have followed with interest the news of public companies like Shake Shack and Ruth’s Chris Steak House taking out multi-million-dollar Paycheck Protection Program (PPP) loans guaranteed by the U.S. Small...more

Paycheck Protection Program: Eligibility and Affiliation Rules

On the heels of the Paycheck Protection Program (PPP) Interim Final Rule issued on April 2, 2020, the Treasury Department and the Small Business Administration (SBA) released additional PPP guidelines in the form of FAQs on...more

Payroll Protection Program: Critical Changes

On April 2, 2020, the Treasury Department and Small Business Administration (SBA) unveiled an interim final rule for the Payroll Protection Program (PPP) and a revised application form. The terms of the loans have changed to...more

RELIEF FOR SMALL BUSINESSES: Paycheck Protection/Economic Injury Disaster

The CARES Act amends the Small Business Act to provide up to $349 billion in emergency Paycheck Protection Program loans and up to $10 billion in Economic Injury Disaster Loans, to small and medium-sized businesses and...more

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