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OCC Proposes Rule to Implement the GENIUS Act

The Office of the Comptroller of the Currency (OCC) released a notice of proposed rulemaking to implement the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act. The OCC proposes requirements for...more

RegFi Episode 82: Understanding Bank-Fintech Partnerships in Today’s Regulatory Environment

Orrick partner Walt Zalenski joins RegFi co-hosts Jerry Buckley and Caroline Stapleton for a conversation that explores how bank-fintech partnerships work, the legal and regulatory challenges they face, and how the proposed...more

Tenth Circuit Narrows Scope of State Bank Rate Preemption

On November 10, the U.S Court of Appeals for the 10th Circuit reversed a district court decision that had enjoined the State of Colorado from enforcing its state usury laws against state-chartered banks located outside of...more

Stablecoin Framework Signed into Law

On July 18, 2025, the President signed the GENIUS Act into law, setting clear rules for who can issue payment stablecoins in the U.S. Only permitted issuers and registered foreign issuers are allowed, and they must follow...more

RegFi Episode 57: Opening a Path for New Bank Formations

The Klaros Group’s Michele Alt joins Orrick partners Jerry Buckley, Caroline Stapleton and Walt Zalenski to explore actions needed to facilitate new bank formations, which have slowed to trickle in recent years. The...more

The CFPB’s Overdraft Proposal: What Financial Institutions Need to Know

The CFPB has proposed a long-anticipated rule targeting overdraft fees.  Billed as part of its effort to rein in “junk fees,” the proposal could have a significant effect on the nature and availability of overdraft protection...more

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