Bank partnerships allow banks to offer loans to consumers and businesses by leveraging the resources of non-bank entities. The relationships between banks and their non-bank entity partners have existed for many years. In the Internet age, banks have come to partner with financial technology companies which offer technology based solutions to banks that extend credit and other products to consumers. The model has been challenged in many ways since it first developed and continues to be challenged.
Originally published in the Conference on Consumer Finance Law Quarterly Report, 2018 volume 72 number 4.
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