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Ballard Spahr LLP

CFPB proposals to revise payday loan rule and delay compliance date published in Federal Register

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The CFPB’s proposal to revise its final payday/auto title/high-rate installment loan rule to rescind the rule’s ability-to-repay (ATR) provisions in their entirety and its proposal to delay the compliance date for the ATR...more

Ballard Spahr LLP

CFPB final payday/auto title/high-rate installment loan rule published in Federal Register

Ballard Spahr LLP on

The CFPB’s final payday loan rule was published in today’s Federal Register. Lenders covered by the rule include nonbank entities as well as banks and credit unions. In addition to payday loans, the rule covers auto title...more

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