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Commercial Loans Employee Stock Ownership Plans

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Credit Availability Increasing? . . . “Yes” for Employee Stock Ownership Plans (part 2)

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Credit availability seems to be improving in the commercial markets. One common (and obvious) test for new commercial lending is “how will the borrower fare in the tough times, or a stress test?” Generally, loans to...more

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Prospecting for a Niche Commercial Borrower? An ESOP Loan Might Be Your Punch

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“ESOP” loans can be both an “exit” strategy for a company in distress (and its lenders), and an “entrance” opportunity for lenders targeting the right prospect. Lending to an ESOP company can hit the mark coming (good times)...more

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