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Community Reinvestment Act

Goodwin

Federal Reserve Proposes Rules To Modernize Regulations That Implement CRA

Goodwin on

In the News. The Board of Governors of the Federal Reserve System (Federal Reserve) proposed rules to modernize the regulations that implement the Community Reinvestment Act (CRA); the Conference of State Bank Supervisors...more

Bradley Arant Boult Cummings LLP

Agencies Offer Regulatory Assistance in Disaster Affected Areas

On the first day of National Preparedness Month, the Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, the National Credit Union...more

Bradley Arant Boult Cummings LLP

CFPB Releases Small Business Lender Compliance Cost Survey to Aid in Dodd-Frank 1071 Rulemaking

Recently, the CFPB released an online survey designed to collect information from “institutions engaged in small business financing” regarding one-time costs of compliance with Dodd-Frank 1071. Section 1071 of the Dodd-Frank...more

Bricker & Eckler LLP

[Webinar] Wednesday Webinar: Tax Abatements – What School Districts Need to Know (Pre-K to 12) - August 12th, 12:00 pm - 1:00 pm...

Bricker & Eckler LLP on

As a school official, have you ever wondered, “what do I do with this CRA tax abatement notice from the city?” There are certain quantitative and legal analysis points that school districts should consider when being...more

Weiner Brodsky Kider PC

Agencies Release List of Distressed or Underserved Geographic Areas for 2020

The FDIC, Board of Governors of the Federal Reserve System, and OCC (the Agencies) recently released the 2020 list of distressed or underserved non-metropolitan communities. ...more

Ballard Spahr LLP

OCC CRA Final Rule: What’s Next for the FDIC and Federal Reserve Board?

Ballard Spahr LLP on

When the OCC issued its final Community Reinvestment Act (“CRA”) rule on May 20, 2020, the agency acted alone without waiting to achieve consensus with the FDIC, the agency with which the OCC had jointly issued its proposed...more

Ballard Spahr LLP

OCC CRA Final Rule – Opposition from Consumer Advocacy Groups and Congress

Ballard Spahr LLP on

Over the past six weeks, opposition to the OCC’s Community Reinvestment Act (“CRA”) final rule has hardened on two fronts. The OCC’s decision to hurriedly issue the final rule on May 20, 2020 without achieving consensus with...more

Manatt, Phelps & Phillips, LLP

Volcker Rule Changes Provide Stimulus Effect With Banks and Investment Funds

On June 25, 2020, federal banking and securities regulators issued new regulations that will ease burdens on banks that involve themselves with certain types of investment funds. By creating new exclusions from the definition...more

Ballard Spahr LLP

The OCC’s CRA Final Rule: Changes And Highlights

Ballard Spahr LLP on

On May 20, 2020, the OCC issued a final rule to “strengthen and modernize” its existing Community Reinvestment Act (“CRA”) regulations. This is the second in a series of five blog posts about the final rule....more

Davis Brown Law Firm

Iowa Reinvestment Act Rejuvenated

Davis Brown Law Firm on

Under the Iowa Reinvestment Act, municipalities may apply to the Iowa Economic Development Authority to establish a reinvestment district and receive tax-generated funds for large-scale development projects. The act...more

Ballard Spahr LLP

The OCC’s final CRA rule: what changed from the agency’s proposed rule?

Ballard Spahr LLP on

On May 20, 2020, the OCC issued a final rule to “strengthen and modernize” its existing Community Reinvestment Act (“CRA”) regulations. According to the agency’s press release, the final rule is designed to increase...more

Manatt, Phelps & Phillips, LLP

OCC Moves Forward Alone, Issues Final Community Reinvestment Act Rule

On May 20, the OCC issued its final rule intended to modernize and clarify the Community Reinvestment Act (CRA). The rule included the surprising footnote that the FDIC, which had joined as a partner in the Notice of Proposed...more

Alston & Bird

No More Grading on a Curve: OCC Revamps Its Community Reinvestment Act Rules

Alston & Bird on

Our Financial Services & Products Group distills the Office of the Comptroller of the Currency’s new framework for the Community Reinvestment Act into four basic changes....more

Dorsey & Whitney LLP

The OCC’s CRA Regulatory Reboot

Dorsey & Whitney LLP on

Immediately prior to his departure as the Comptroller of the Currency , Joseph Otting finalized the OCC’s restructuring of its version of the Community Reinvestment Act’s implementing regulations (the “CRA Amendments”) -...more

Nutter McClennen & Fish LLP

Nutter Bank Report: May 2020

Division of Banks Updates Guidance on COVID-19 Forbearance Under Emergency Law The Massachusetts Division of Banks has updated its guidance in the form of answers to frequently asked questions (FAQs) about Chapter 65 of...more

Ballard Spahr LLP

OCC issues final CRA rule (but FDIC takes a pass)

Ballard Spahr LLP on

The OCC has issued a final rule revising its regulation implementing the Community Reinvestment Act (CRA). The final rule applies to national banks and federal savings associations....more

Goodwin

Financial Services Weekly Roundup: OCC Finalizes New CRA Rule; Regulators Continue To Provide COVID-19-related Relief

Goodwin on

In This Issue. The Office of the Comptroller of the Currency (OCC) finalized a rule to strengthen and modernize regulations under the Community Reinvestment Act; the Securities and Exchange Commission (SEC) voted to adopt...more

Skadden, Arps, Slate, Meagher & Flom LLP

Summary of 28th Annual Conference on Fair Lending and Consumer Financial Protection

Year In Review - Anand Raman, the head of Skadden’s Consumer Financial Services (CFS) practice, began the conference by providing a summary of notable events and trends over the past year relating to consumer financial...more

Goodwin

Federal Agencies Encourage Access to Small-Dollar Loans in Light of COVID-19

Goodwin on

This week LenderLaw Watch covers developments related to small-dollar loans in response to the COVID-19 crisis. Every year the Board of Governors of the Federal Reserve System (Federal Reserve) conducts its Survey of...more

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Updated: May 25, 2018:

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