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Ballard Spahr LLP

Bills To Curtail Trigger Leads Introduced in Congress

Ballard Spahr LLP on

Bills have been introduced in the U.S. House of Representatives (H.R. 4198) and the U.S. Senate (S. 3502) to amend the Fair Credit Reporting Act (FCRA) to curtail the practice of trigger leads with mortgage loans....more

Wiley Rein LLP

Transmitting Information to Credit Reporting Agencies Constitutes “Electronic Publishing”

Wiley Rein LLP on

The United States District Court for the Eastern District of Missouri, applying Missouri law, has held that a consumer class action alleging false credit reporting is potentially covered under a management liability policy....more

Manatt, Phelps & Phillips, LLP

CFPB to Banks, Credit Unions: Don’t Use Credit Reports to “Blacklist” Consumers

Manatt, Phelps & Phillips, LLP on

Are banks and credit unions overusing credit reports to blacklist consumers from engaging in banking activities? Speaking at the Consumer Financial Protection Bureau’s (CFPB) Forum on Access to Checking Accounts,...more

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