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Credit Reports Fair Credit Reporting Act (FCRA) LexisNexis

Womble Bond Dickinson

LexisNexis Sued for FCRA Violation for Failing to Keep Consumer Data Up-To-Date

Womble Bond Dickinson on

Last month, LexisNexis Risk Solutions, Inc. was sued in a proposed class action for violations of the Fair Credit Reporting Act (“FCRA”). Plaintiff Chad Bacon, on behalf of himself and others similarly situated, alleges that...more

Womble Bond Dickinson

Check Your Sources: a “Source” is Likely the Entity that Directly Provides the Information to the Credit Reporting Agency

Womble Bond Dickinson on

In Shimon v. Equifax Info. Servs. Llc, No. 18-cv-2959 (BMC), 2018 U.S. Dist. LEXIS 174665 (E.D.N.Y. Oct. 8, 2018), the court held that for purposes of 15 U.S.C. § 1681g, the “source” of information is the party that provides...more

Williams Mullen

Using Consumer Reports for Hiring Decisions Creates Unanticipated Litigation Risk for Employers

Williams Mullen on

When employers obtain a consumer report for employment purposes, §1681b(b)(3)(A) of the Fair Credit Reporting Act (the “FCRA”) requires issuance of a pre-adverse action notice to the subject of the report (the “consumer”) if...more

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