The Ninth Circuit recently held discretionary clauses in a self-funded plan were valid and that California Insurance Code ยง 10110.6, banning discretionary clause relating to insurance, was preempted by ERISA when applied to a...more
Seyfarth Synopsis: The Ninth Circuit Court of Appeals recently confirmed that ERISA preempts state insurance law bans on discretionary clauses for self-funded ERISA plans....more
Editor's Overview - This month, we look at the implications of the two federal district court cases from California that applied the ban on discretionary clauses typically found in ERISA plans to self-insured plans. The...more