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FinTech › Credit Scores

Troutman Pepper Locke

CFPB Highlights Fair Lending Risks in Advanced Credit Scoring Models

Troutman Pepper Locke on

Last week, the Consumer Financial Protection Bureau (CFPB or Bureau) released its latest Supervisory Highlights report, focusing on the use of advanced technologies in credit scoring models. ...more

Goodwin

Traps for the Unwary: Using Alternative Credit Data to Expand Credit Access to LMI Individuals and Underrepresented Communities

Goodwin on

Traditional credit underwriting methods, which are generally based on credit reports, have not always successfully captured the full picture of a borrower’s ability to repay. It is estimated that more than 45 million US...more

Kilpatrick

Fintech and Non-Traditional Underwriting Data: FDIC Issues Research Paper on Credit Scoring Using Digital Footprints

Kilpatrick on

The Federal Deposit Insurance Corporation’s Center for Financial Research recently issued a research paper that looks into whether the digital footprint – information that people leave online simply by accessing or...more

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