News & Analysis as of June 30, 2025

Banking Sector

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Consumer Finance Monitor Podcast Episode: What Banking Leaders Need to Know About the U.S. Supreme Court Ruling That the CFPB’s Funding Mechanism is Constitutional Part I
The CFPB's Final Credit Card Late Fee Rule: Implications and Industry Response — The Consumer Finance Podcast and Payments Pros: The Payments Law Podcast
Consumer Finance Monitor Podcast Episode: A Close Look at the Consumer Financial Protection Bureau’s Credit Card Late Fees Proposal with Special Guest Todd J. Zywicki

Heating Up, June 2025 - Changes to CFPB Actions and Interpretations

Cadwalader, Wickersham & Taft LLP on 6/12/2025

It has been difficult to keep up with all of the changes that have been happening with Consumer Financial Protection Bureau (“CFPB”) lawsuits and interpretations because the CFPB has not been sending out press releases...more

CFPB Credit Card Late Fee Rule Vacated by Banking Trade Group Lawsuit

Kilpatrick on 5/6/2025

The CFPB's 2024 final rule on credit card late fees has been vacated as a result of the lawsuit filed by several banking industry trade groups challenging the rule’s validity....more

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Late Fees › Final Rules › Banking Sector

Heating Up, June 2025 - Changes to CFPB Actions and Interpretations

CFPB Credit Card Late Fee Rule Vacated by Banking Trade Group Lawsuit

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