News & Analysis as of September 23, 2024

Mortgages › Delays

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The term "mortgage" typically refers to a mortgage loan. A mortgage loan is a financing instrument where an individual or business borrows money to purchase property (usually real property) and... more +

SEC Releases 2021 Examination Priorities

Goodwin on 3/8/2021

In this Issue. The U.S. Securities and Exchange Commission (SEC) Division of Examinations released its 2021 Examination Priorities and issued a risk alert noting that “Digital Asset Securities” entail characteristics and...more

FHFA Removes Preferred Language Question from URLA

Moore & Van Allen PLLC on 8/30/2019

Earlier this month the Federal Housing Finance Agency (FHFA) announced that it had directed Fannie Mae and Freddie Mac to make several changes to the Uniform Residential Loan Application (URLA), including the removal of a...more

HUD Announces Another Delay in Implementation of Property Charge Default Rules

Bradley Arant Boult Cummings LLP on 2/15/2016

On January 12, 2016, the U.S. Department of Housing and Urban Development (HUD) published its first Mortgagee Letter of the year, in which it again delayed the implementation of the sweeping changes related to Home Equity...more

House members urge CFPB to delay effective dates of mortgage rules

Ballard Spahr LLP on 11/7/2013

A letter dated November 5, 2013 to Director Cordray signed by 118 House members urges the CFPB to delay the effective dates of its ability-to-repay/qualified mortgage rule and other mortgage rules from January 2014 to January...more

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Mortgages › Delays

SEC Releases 2021 Examination Priorities

FHFA Removes Preferred Language Question from URLA

HUD Announces Another Delay in Implementation of Property Charge Default Rules

House members urge CFPB to delay effective dates of mortgage rules

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