Mortgages, E-Signatures

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The term "mortgage" typically refers to a mortgage loan. A mortgage loan is a financing instrument where an individual or business borrows money to purchase property (usually real property) and... more +

Digital Transformation: eSignature and ePayment News and Trends - July/August 2024

DLA Piper on 9/13/2024

Today’s ever-shifting business environment means that consumers, businesses, employers, and employees all expect to transact digitally. To remain efficient and competitive, companies must digitally transform their businesses....more

ISS Publishes 2021 Proxy Voting Guidelines

Goodwin on 11/19/2020

In the News. Institutional Shareholder Services (ISS) published its proxy voting guidelines updates for 2021, which include new and updated voting recommendations on federal forum and exclusive forum provisions in companies’...more

Use Of Electronic Signatures In The German Real Estate Industry

Morrison & Foerster LLP on 1/14/2020

With the digitization of everyday life, the importance of paper is decreasing and that of electronic documents is increasing. Even in the real estate industry, many matters are already being dealt with electronically. For...more

Potential Issues for Warehouse Providers with Electronic Mortgage Notes

Dorsey & Whitney LLP on 11/1/2019

Fannie Mae and Freddie Mac (the “GSEs”), working together with Mortgage Electronic Registry Systems (“MERS”), have been promoting the use of electronic mortgage notes (“eNotes”) in the residential mortgage industry. MERS,...more

New York Codifies Definition of Consummation Facilitating TRID Compliance

Ballard Spahr LLP on 4/10/2017

The New York Senate has approved Bill 982, which amends state law to expressly allow for execution of a mortgage loan by electronic signature. In connection with this amendment, the term “consummation of a mortgage loan” also...more

Foreclosure of Mortgage Securing Electronic Promissory Note Affirmed

Carlton Fields on 5/23/2016

Florida’s Fourth District Court of Appeal recently issued its mandate in Rivera v. Wells Fargo Bank, N.A. confirming the finality of its decision to uphold the enforcement of an electronic promissory note (“e-note”) in a...more

CFPB Publishes Results of eClosing Pilot Program

Morrison & Foerster LLP on 8/19/2015

On August 5, the CFPB released a 90-page report summarizing the results of its eClosing pilot program, a research initiative launched in April 2014 to explore whether electronic closing processes offer measurable benefits to...more

Liberalization of Louisiana Foreclosure Law: Cat on a Hot Tin Roof

Baker Donelson on 7/20/2015

Legislation liberalizing Louisiana foreclosure law was signed by Louisiana’s governor on June 5. House Bill 697 becomes effective on August 1, 2015. One particular area where lenders strive to use technology involves...more

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Mortgages › E-Signatures

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